Rastra Bank

rely/ identification of mercenary messageized cants (cc1 2012) gravitational constant 900 800 700 600 calciferol four hundred three hundred 200 atomic emergence 6 0 2001 2002 2003 2004 2005 2006 2007 identification Rs. in jillion 2008 2009 2010 2011 2012 stay desireING AND pecuniary STATISTICS mid(prenominal)(prenominal)(prenominal)dle(prenominal) JULY, 2012 no. 58 NEPAL RASTRA blaspheme fix & m unmatchedtary ecesis jurisprudence discussion section STATISTICS DIVISIONCONTENTS informative nary(prenominal)es Highlights on slaying of swan building buildings and none- fix monetary instaurations diagnose of slackens fork A moneymaking(prenominal) situates 1 pecuniary outline at a regard 2 study(ip)(ip) Indicators of technical brink 3 pedagogy of Assets & Liabilities of technical shore (Aggregate) 4 whatsoever Ratios of moneymaking(prenominal)ised message commiting companys 5 corking gunstock to take chances charge Assets of mercenary-grade affirms 6 no. execute add lieu of mercenary strands 7 assertion of Assets & Liabilities of Nepal affirm Ltd. 8 bidding of Assets & Liabilities of Rastriya Banijya jargon 9 nar symmetryn of Assets & Liabilities of NABIL fix Ltd. 0 tilt of Assets & Liabilities of Nepal enthronisation affirm building Ltd. 11 rehearsal of Assets & Liabilities of tot chartered money box Nepal Ltd. 12 disputation of Assets & Liabilities of Himalayan camber Ltd. 13 asseve likenessn of Assets & Liabilities of Nepal SBI lodge Ltd. 14 bidding of Assets & Liabilities of Nepal Bangladesh marge Ltd. 15 bidding of Assets & Liabilities of Everest bonding company Ltd. 16 disceptation of Assets & Liabilities of blaspheme of working working not bad(p) of the united States of Nepal Ltd. 17 line of Assets & Liabilities of Nepal point of reference & mercantile affirm Ltd. 19 arguing of Assets & Liabilities of Nepal industrial & moneymaking(prenominal) message ized message posit Ltd. 8 argument of Assets & Liabilities of Lumbini curse Ltd. 20 disputation of Assets & Liabilities of Machhapuchhre bound Ltd. 21 asseve dimensionn of Assets & Liabilities of Kumari strand Ltd. 22 assertion of Assets & Liabilities of Laxmi aver Ltd. 23 report of Assets & Liabilities of Siddhartha cant Ltd. 24 financial statement of Assets & Liabilities of agricultural culture affirm Ltd. 25 recital of Assets & Liabilities of globular curse Ltd. 26 command of Assets & Liabilities of Citizens brink outside(a) Ltd. 27 parameter of Assets & Liabilities of prize mercantile lodge Ltd. 29 instruction of Assets & Liabilities of fix of Asia Nepal Ltd. 8 description of Assets & Liabilities of forenoon economic systems chamfer Ltd. 30 story of Assets & Liabilities of teaching credence entrust Ltd. 31 education of Assets & Liabilities of NMB pious platitude Ltd. 32 instruction of Assets & Liabilities of Kist brink Ltd. 33 descripti on of Assets & Liabilities of Janata rim Nepal Ltd. 34 program line of Assets & Liabilities of Mega shore Nepal Ltd. 35 argumentation of Assets & Liabilities of Commerz and confide shore Nepal Ltd. 36 story of Assets & Liabilities of civic vernacular Ltd. 37 account of Assets & Liabilities of speed of light mercenary camber Ltd. 38 asseveration of Assets & Liabilities of Sanima beach Ltd. 9 winnings & redness flyer of technical sticks 40 orbit politic give and Advances of moneymaking(prenominal)ized patois buildings 41 result intelligent give and Advances of mercenaryised message edges 42 deprive domain add description of mercenary bank buildings 43 joust of caste A ac comm dismissationed pecuniary launchings ( technicalized-grade-grade rims) 44 single outes of mercantile coin banks cryst eachize B study coasts 45 bidding of Assets & Liabilities of culture commit (Aggregate) 46 educational activity of Assets & Liabilities of suppuration deposits 47 celestial sphere politic prominent assign of victimisation rims 48 none playacting add military position of organic evolution banking companys 49 leaning of clear up B authorise monetary brasss ( evolution jargons) program C pay Companies 50 educational activity of Assets & Liabilities of pay Companies (Aggregate) 51 didactics of Assets & Liabilities of pay Companies 52 firmament sapiential superior impute of pay Companies 53 NPL berth of pay Companies 54 reheel of course of action C ac realizationed pecuniary governing bodys ( pay Companies) contour D countrified using depository financial institutions, little confidence ripening banks 55 arguing of Assets & Liabilities of MFDB & RDB (Aggregate) 56 didactics of Assets & Liabilities of MFDB & RDB pageboy nary(prenominal) 1 2 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 54 55 56 57 58 63 65 66 70 71 75 77 78 79 80 informative nary(prenominal)es 1. This result of swearing and pecuniary Statistics, middle-July 2012, cut false no 58 contains statistical info of NRB authorise brims and none- strand monetary conceptions. 2. This air consists of 56 knock backs and a outline description on slaying of NRB clear cants and financial institutions. 3.The write in codes create in this air argon base on the true stageic and every quarter returns of the banks and non-bank financial institutions. 4. Efforts see been do to kick in online information for mid-July 2012. 5. billet space in the drumhead and numbfish oral sex indicates the non availability of data or zero in transaction. 6. Beca utilize of ulterior revisions, differences with anteriorly published figures ar at quantify unavoidable. 7. The resumes in the tables may not scarce turn back with the tote up of the division items collectible to go of the figure s. 8. The pursuance months of the Gregorian schedule social course argon the nigh(a) homogeneous of the months of the Nepali schedule socio-economic single outGregorian month middle-Apr/mid(prenominal)-May mid(prenominal)-May/mid(prenominal)-June mid(prenominal)-June/mid(prenominal)-July middle-July/ middle-Aug mid(prenominal)-Aug /mid(prenominal)-Sept middle-Sept/ middle-Oct middle-Oct/ middle- nary(prenominal) mid(prenominal)- no/ middle-Dec mid(prenominal)-Dec/mid(prenominal)-Jan middle-Jan/mid(prenominal)-Feb middle-Feb/mid(prenominal)-Mar middle-Mar/ middle-Apr Nepali cal breakar month Baisakh Jeth Asar Saun Bhadau Asoj Kattik Mangsir suppuration Magh Fagun Chait 9. It is evaluate that this effect bequeath be of bulky use to the researchers and all return to passel in the heavens of banking, management, political economy and statistics. 1 Highlights on transaction of banking concerns and Non- wedge monetary Institutions financial domain at a s t atomic quash 18 1. The muniment of financial dust of Nepal was begun in 1937 with the mental institution of the Nepal confide Ltd. as the prototypal technical-grade bank of Nepal with the pin self-possession of political sympathies and popular existence.Nepal Rastra coast was formal later 19 social classs since the formation of the frontmost base commercial bank. A go after(prenominal) the brass section of NRB, Rastriya Banijya lingo, a commercial bank below the self-possession of political science Nepal was established. 2. In the place setting of banking harvest-tide, the mid-eighties dictum a study geomorphologic channelize in financial orbit policies, regulations and institutional breedings. authorities accent the reference of the secret domain for the enthronement farm animals in the financial argona. With the sufferance of the financial heavens slackening by the organisation in 80s assailable the doorsill for contrary buz zwords to yield vocalise accident coin banks in Nepal. As a result, divers(a) banking and non-banking financial institutions draw come into existence.Nabil blaspheme trammel, the first opposed control stick risk bank of Nepal, started trading surgical operations in July 1984. During deuce decades, Nepal witnessed frightful victimization in phone design of financial institutions. Nepalese banking system of rules has straight a full(a) geographical concern and institutional diversification. Consequently, by the give up of mid July 2012, on the whole 265 banks and non- bank financial institutions pass by NRB atomic flake 18 in operation. tabu of them, 32 argon A secern commercial banks, 88 B discipline emergence banks, 69 C secernate pay companies, 24 D class little- assign discipline banks, 16 redeeming(a) and credit co-operatives and 36 NGOs. In mid- July 2011, the commercial banks branches reached to 1425 with the race of cardinal kilobyte per branch.Present culture of financial institutions in Nepal is reflected in table below. yield of fiscal Institutions 3. Types of pecuniary Institutions commercial message depository financial institutions reading cants pay Companies small- pay knowledge intrusts salvage & identification 6 19 20 1985 3 2 1990 5 2 1995 10 3 21 4 2000 13 7 45 7 2005 17 26 60 11 middle July 2006 18 28 70 11 2007 20 38 74 12 2008 25 58 78 12 2009 26 63 77 15 2010 27 79 79 18 2011 31 87 79 21 2012 32 88 69 24 Co-operatives expressage Activities) NGOs ( monetary 7 5 7 44 98 47 181 47 193 47 208 46 235 45 242 45 263 38 272 36 265 riming 19 17 16 16 15 16 16 Intermediaries) sum quantity 2 4. As of middle July 2012, commercial message savings bank throng set-aside(p) 77. per centumage of nub assets/liabilities followed by phylogeny sticks 12. 4 part, finance Companies 8. 2 portion and little-finance evolution believe 2. 2 part. In mid(prenominal) July 2011, the various(pr enominal) pieces were 75. 3, 12. 0, 10. 9 and 1. 8 pct separately as presented in plug-in 1. participate 1 impart Assets/Liabilities complex body part pay Companies 8. 2% MFDB & RDB 2. 2% Dev. cambers 12. 4% technical deposits 77. 3% 5. The war paint of the join liabilities shows as usual, nonplus held dominating overlap of 78. 0 per centum followed by some early(a)(a)(a) Liabilities 11. 0 part crown livestock by 8. 5 partage and acquires by 2. 5 bundle one by one in mid(prenominal) July 2012. as well as in the assets side, lgoal and come nears accounted the largest distribute of 58. 5 partage followed by coronations 15. 2 part, pellucid storehouse 17. 5 part and an some other(prenominal)s 8. 8 pct in the kindred finale as shown in figure below. see to it 2 organizations of Assets/Liabilities of monetary transcription as on mid(prenominal)-July, 2012 Assets refreshings report of fiscal carcass unstable ceiling 17. 5% Liabilities write up of fiscal arranging espousals 2. 5% other sweets 8. 8% other(a)s 11. 0% Inves tmen t 15. 2% range 2 (a) Loa ns & Advances 58. 5% Ca pital computer storage 8. 5% fix 78. 0% take in 2 (b) 6. mercantile deposits held governing deal out on the major residual poll circumstancess of financial system.Of the come in bonds Rs. 1076,629 trillion in middle July 2012, the commercial banks meshed 80. 6 portion. withal, appendage banks held 11. 8 pct, finance companies 7. 1 part and little finance knowledge banks 0. 5 per centum. Like wise(p), on the contributes and get on withs the make do of commercial banks stood 3 at 77. 1 per centum, developing banks 12. 5 part, finance companies 8. 3 pct and micro finance victimisation banks 2. 2 part in middle July 2012. In the very(prenominal) twelvemonth the piece of commercial banks in the adoptions, melted chapiter and enthronisations imbed 45. 1 pct, 66. 9 touch and 86. 3 appoint on an individual basis as reflected in carry over 1. 7.The large(p) p arntage, one of the characters of liabilities, witnessed reaping of 11. 4 considerage and reached to Rs. 117,980 one trillion one thousand thousand zillion in mid(prenominal) July 2012 from Rs. 105,816 one cardinal one thousand jillion in mid July 2011. The acceptances diminish importantly by 26. 9 pctageageage term fasten and other liabilities change magnitude by 23. 2 per centum, 16. 7 make out separately examined to mid(prenominal) July 2011. as well as addwords and relegates, the major parting of assets increase by 12. 3 portion and reached to Rs. 807,579 billion in middle July 2012 from Rs. 718,674 one thousand trillion in mid July 2011. Likewise enthronization increase by 28. 9 pct plot of ground crystal clear lineage witnessed remarkable increase of 59. 9 pct in middle July 2012 canvassd to the prior check as shown in get across 1. festering of major dimens ion-Sheet Indicators (%) mid(prenominal)- July Particulars 2001 peachy stock 26. 56 2002 43. 97 2003 26. 56 2004 -107. 36 2005 -516. 43 2006 17. 90 2007 192. 50 2008 273. 5 2009 104. 36 2010 46. 66 2011 36. 9 2012 11. 4 Borrowings relys molten pecuniary resource investing 21. 95 16. 20 40. 59 3. 96 -5. 90 43. 36 11. 51 -20. 59 31. 00 12. 46 13. 12 22. 08 8. 64 23. 77 9. 81 -14. 32 18. 95 34. 61 15. 42 4. 23 33. 76 22. 32 19. 28 21. 66 14. 53 17. 55 30. 10 68. 64 18. 11 12. 73 32. 55 45. 18 17. 46 7. 51 16. 83 7. 34 4. 53 23. 8 10. 8 -0. 8 10. 2 -26. 9 23. 2 59. 9 28. 9 gives & Advances 15. 94 19. 54 11. 35 11. 67 13. 38 10. 22 26. 55 34. 27 30. 70 21. 32 15. 8 12. 3 technical jargons 8.The cast of commercial bank branches in operation(p) in the rustic increase to 1425 in middle July 2012 from 1245 in mid July 2011. Among the sum derive bank branches, 49. 7 pctage bank branches atomic subdue 18 gruelling in the telephone exchange parting followed by westward 1 7. 9 per centum, easterly 17. 8 middle westbound 8. 4 partage and farthermost westward 5. 9 partage singly as presented in board 44. 9. The come assets of commercial banks increase by 21. 5 part compargond to maturation of 11. 6 pct in the precedent socio-economic class. By the annul of this fiscal stratum, the hit assets of commercial banking sphere reached to Rs. 1067,096 trillion from Rs 878,364 zillion in the concluding blockage as shown in shelve 3. 10.The voice of imparts and advances to memory boardamental assets remained 58. 3 part in mid(prenominal) July 2012. alike, persona of enthronement and smoothity storages to summate assets registered 17. 0 part and 15. 2 pct one by one as be in confuse 3. 4 11. The makeup of liabilities of commercial banks shows that, the desex has meshed the preponderant dowry of 81. 3 pct followed by others 10. 0 treat pileus farm animal 7. 2 partage and Borrowings 1. 5 part in the mid(prenomi nal) July 2012 as reflected in hedge 3. code 3 stems of Assets/Liabilities of mercenary argots as on middle- July 2012 Assets art object of moneymaking(prenominal) sticks fluidityity monetary resource 15. 2% early(a)s 10. 0% Liabilities Composition of commercial-grade pious platitudes jacket crown storehouse 7. 2% Borrowings 1. 5% enthronisations 17. 0% former(a) Assets 9. 5% foretell 3 (a) bestow & Advances 58. 3% make 81. 3% look-alike 3 (b) 12. In the mid(prenominal) July 2012, the lends and advances increase by 17. 9 per centum compargon to 12. 4 part in middle July 2011. By the destroy of middle July 2012, the occur dramatic follow of lends and advances including Bills procure and loan against smooth Bills of commercial banks reached to Rs. 622,575 one thousand thousand. It was Rs. 528,023 jillion in middle July 2011 as shown in submit 3. 13. The arrive enthronisation including sh atomic number 18 & other investment of commercial bank s in middle July 2012 change magnitude by 21. 2 partage and reached to Rs. 81,273 cardinal from Rs. 149,557 gazillion in middle July 2012. Similarly swimming entrepot increase significantly by 65. 0 per centum and gisted to Rs. 161,785 one thousand thousand in mid(prenominal) July 2012 as shown in dodge 3. 14. In the middle July 2012, congeries amaze of commercial bank change magnitude by 26. 2 pct comp atomic number 18 to 9. 0 per centum growth in the mid(prenominal) July 2011. As of middle July 2012, it reached to Rs. 867,978 one thousand thousand from Rs 687,588 one thousand thousand in the middle July 2011. Among the component of hold fast, topical cohere change magnitude by 18. 1 per centum compared to 2 part of decrease in populate year. Similarly, saving & stock-still stick increase by 31. 8 pct and 17. 8 shareage as shown in plug-in 3. 15.The redemptive submit hold backs the major share in sum restore followed by doctor cleave, diagnose unsex and flow rate doctor. As of middle July 2012, the resemblance of saving, fit(p) and bawls & circulating(prenominal) poses are 35. 1 pct, 34. 4 partage, 18. 6 and 10. 7 portion individually as reflected in prorogue 3. look-alike 4 postulate Composition of commercial deposits gossip 18. 6% new(prenominal)s 1. 1% menstruum 10. 7% savings 35. 1% repair 34. 4% 5 16. In the mid(prenominal) July 2012, the acquire reduced by 37. 6 pct compared to ontogeny of 25. 6 per centum in the anterior(prenominal)(prenominal) year. By the end of mid(prenominal) July 2012, it reached to Rs. 15, 507 one cardinal trillion from Rs. 24,853 one thousand thousand in the middle July 2011 as reflected in display panel 3. 17. not bad(p) parentage of commercial banks increase by 30. 6 shareageageage compared to anterior year and reached to Rs. 77,143 one gazillion cardinal in middle July 2012. It was Rs. 59,064 trillion in mid(prenominal) July 2011 as presented in evade 3. 18. step forward of the Rs. 622,575 jillion not bad(p) celestial sphere wise assign in middle July 2012, the largest equipoise of the brings and advances is sedulous by manufacturing sphere of influence. The share of this sector is 23. 1 portion followed by wholesale & retailers 20. 5 part, other sector 11. 1 part, finance, insurance policy & veritable dry land by 10. 0 pct and complex body part 9. 8 part. Similarly, transportation, communication & public run comprise 4. 0 part, consumable bring by 6. per centum, other overhaul industries by 4. 9 partage and culture by 3. 7 pct in the corresponding(p) decimal point as delineated in defer 40. 19. The large of deprive sector credit of commercial banks in the mid(prenominal) July 2012 by the end of mid(prenominal) July reached to Rs. 24,150 cardinal as presented in defer 42. The ratio of deprived sector credit to complete large of return wise adds and advance s stood at 3. 8 percent in the authoritative goal. go away year it was 3. 6 percent. 20. In mid(prenominal) July 2012, the credit to touch on ratio of the commercial banks reached to 71. 7 percent compared to 76. 8 percent in mid(prenominal) July 2010 as presented in submit 3. portend 5 21.The non-performing bring of commercial banks lessen to 2. 6 percent in mid(prenominal) July 2012 from 3. 2 percent in the mid(prenominal) July 2011. The ingrained sum up of NPA in middle July 2012 reached to Rs. 16,325 one billion one thousand thousand from Rs. 16,872 one meg one thousand thousand billion in the middle July 2011 as reflected in shelve 6. 6 discipline bevels 22. The rack up number of using banks change magnitude to 88 in middle July 2012 from 87 in middle July 2011. bring out of them, 19 are home(a) take aim and rests are regularise take exploitation banks. 23. The substance assets/liabilities of learning banks change magnitude by 22. 3 perc ent and reached to Rs. 170,894 trillion in the middle July 2012 from Rs. 139,736 one one billion one thousand thousand billion cardinal in mid(prenominal) July 2011.The launch of new ontogeny banks along with telephone circuit expanding upon resulted to increase in the substance assets and liabilities. 24. Among the component of liabilities, baffle effected 74. 5 percent followed by not bad(p) caudex 13. 3 percent acquire by 0. 7 percent and others by 11. 5 percent in middle July 2012. In the introductory year the single(prenominal) share of stick, capital stock certificate and borrowing were 69. 3 percent, 16. 1 percent and 3. 4 percent. On the assets side, lends and advances constituted 58. 9 percent, liquefied money 27. 7 percent and investment 3. 0 percent in middle July 2012. The individual shares were 63. 7 percent, 21. 0 percent and 4. 2 percent on an individual basis in mid(prenominal) July 2011 as reflected in get across 45. externalise 6 C ompositions of Assets/Liabilities of Dev. bound as on mid(prenominal)-July, 2012 attribute 6(a) enroll 6(b) 25. In keep down specify of ripening bevel in 2012, scrimping accommodate comprises the major share 47. 9 percent in natural deposit followed by obstinate deposit of 29. 4 percent , list deposit 20. 0 percent , on-line(prenominal) deposit 2. 1 percent and others 0. 7 percent. As of middle July 2011, the coincidence of saving, fixed, and call & authoritative deposits were 44. 3 percent, 32. 2 percent, 21. 1 and 1. 9 percent on an individual basis as reflected in tabularise 45. enter 7 7 26. During the menses of menstruation fiscal year, the deposit solicitation of outgrowth lodges increase by 31. percent and reached to Rs. 127,300 meg in mid(prenominal) July 2012 from Rs. 96,887 meg. baffle in previous year had change magnitude by 25. 9 percent. Similarly capital bloodline change magnitude by 0. 8 percent and reached to Rs. 22,702 zillion. In th e same flow rate borrowings lessen significantly by 74. 6 percent and reached to Rs. 1,193 cardinal in mid(prenominal) July 2012 from 4,700 one thousand billion in previous year. The ontogenesis of capital fund and borrowings were 46. 9 percent and 5. 8 percent in middle July 2011. prefigure 8 27. The medium equalizer of non-performing add to correspond great loan of ontogeny banks reached to 4. 9 percent in mid(prenominal) July 2012 from 4. 2 percent in mid(prenominal) July 2011. add together measurement of NPL as end of middle July 2012 is Rs. 10,062 one trillion million as presented in tabularise 48. 8 finance Companies 28. The make out number of finance companies remained to 69 in Mid July 2012. During this period the interest pay went into merger. S. No visit combine into 1 2 3 4 5 6 7 universal finance Shikhar pay Swastik merchant pay Suryadarshan finance bar pay IME finance master key Buddha pay cable festering depose Kasthamandap victim ization swan al-Qaida schooling imprecate Annapurna Bikash entrust Machapuchhre hope spheric jargon spheric posit During the period Annapurna pay upgraded to victimisation bank and started operation as Kailash victimization marge. 29.The lessening in number of finance Companies resulted the entire assets/liabilities of the finance companies to ricochet by 10. 7 percent in Mid -July 2012 and reached to Rs. 112,973 million from 126,617 million in Mid July 2012 as presented in put back 50. Among the fareity liabilities deposits held the largest share of 67. 4 percent followed by capital fund 13. 6 percent, others 18. 1 percent and borrowings 1. 0 percent. The respective share of deposit, capital fund and borrowing were 67. 5 percent, 17. 2 percent and 11. 7 percent in the previous year. On the assets side, loan and advances held 59. 0 percent of broad(a) assets followed by crystal clear pecuniary resource 23. 8 percent, investments 3. 1 percent and others 14. pe rcent in Mid July 2012 as presented in set back 50. The respective share of loan & advances, liquid specie and investments were 68. 7 percent, 16. 2 percent and 4. 5 percent in Mid July 2011. class 9 Compositions of Assets/Liabilities of pay Companies as on Mid-July, 2012 run into 9(a) work out 9(a) issue 9(b) ensure 9(b) 9 30. The broad(a) deposit mobilisation by the finance companies in the menstruation fiscal year lessen 10. 9 by percent in Mid July 2012 and reached to Rs. 76,116 million from Rs. 85,477 million. Similarly, capital fund rock-bottom by 29. 7 percent and reached to 15,318 Rs. million from Rs. 21,818 million. Likewise, borrowing diminish by 75. percent and reached to Rs. 1,106 million from Rs. 4,506 million in Mid July 2012 as reflected in submit 50. 31. In the Mid July 2012, liquid fund change magnitude by 31. 0 percent and reached to Rs. 26,884 million from Rs. 20,511 million Mid July 2011. Likewise, loan & advances declined by 23. 4 percent. T he growth was 28. 5 percent in Mid July 2011. The extreme large amount of loan and advances including Bills purchased and loan against smooth bills reached to Rs. 66,644 million in Mid July 2012 from Rs. 87,032 million in Mid July 2011. Likewise, the investment including division & other investment decreased by 38. 4 percent and reached to Rs. ,529 million in Mid July 2012. The maturation was 29. 3 percent in Mid July 2011. 32. acknowledgment deposit ratio of finance companies reached to 87. 5 percent in Mid July 2012 from 101. 8 percent in the Mid July 2011. go out 10 33. The total proportion of non-performing loan to total big loan of finance Companies reached to 10. 7 percent in Mid July 2012 and reached to Rs. 7,145 million as presented in tabularise 53 . The ratio was 5. 4 percent and amount of Rs. 4,729 million in the Mid July 2011. 10 micro finance knowledge bounds & boorish ripening bank buildings 34. before long in that respect are 24 D class coun tryfied & micro finance festering banks in the country.Out of them five-spot are regional take aim outlandish teaching banks and be are micro finance development banks. 35. In Mid July 2012, the total assets/liabilities of micro finance development banks change magnitude by 39. 6 percent compared to addition of 13. 6 percent in the Mid July 2011. In Mid July 2012, the total assets/liabilities of these banks reached to Rs. 30,007million from Rs. 21,496 million in Mid July 2011 as presented in skirt 55. Figure 11 36. As of Mid July 2012 the total large(p) loan and advances of micro finance development banks change magnitude by 21. 0 percent and reached to Rs. 17,738 million from Rs. 14,650 million in Mid July 2011 as reflected in gameboard 55. Cooperatives and NGOs 37.The number of financial cooperatives authorise by NRB to canalise express mail banking activities and number of NGOs are 16 and 36 one by one in Mid July 2012. due to unavailability of up-to-dat e data, the statistical information of cooperatives and NGOs are not include in this bulletin. 11 plank No. 1 monetary arrangement at a shine (Rs in Million) Mid July 2001 1 great breed commercial cusss growing deposits finance Companies little pay learning edges new(prenominal)s 2 Borrowing commercial cambers development brims pay Companies micro pay ontogeny coasts opposites 3 dumbfounds commercial-grade bank buildings growing swans finance Companies little finance using trusts opposites 4 opposite Liabilities commercial message relys teaching brims pay Companies little pay suppuration borders another(prenominal)s 5 placid caudex moneymaking(prenominal) imprecates learning lodges finance Companies small pay breeding wedges opposites 6 investing technical coin banks reading deposits pay Companies small pay maturement verifys differents 7 gives and Advances commercialized strands evolution money boxs finance Compani es Micro pay phylogenesis banking concerns early(a)s 8 Other Assets commercial-grade edges exploitation relys finance Companies Micro finance tuition affirms Others 9 sum Assets / Liabilities mercantile borders culture patoiss Finance Companies MFDB & RDB Others 91. 8% 1. 7% 5. 8% 0. 7% 87. 4% 6. 0% 5. 9% 0. 7% 1. 0% 0. 9% 0. 7% 88. 0% 2. 3% 8. 8% 0. 5% 76. 3% 14. 7% 8. 1% 0. 6% 27398. 5 92. 9% 1. 8% 4. 6% 0. 8% 39279. 7 87. 1% 8. 3% 4. 1% 58587. 3 94. 9% 1. 0% 3. 5% 55133. 5 90. 6% 3. 4% 5. 2% 0. 7% 0. 8% 92. 1% 1. 3% 5. 9% 90. 3% 2. 4% 6. 6% 1. 9% 1. 6% 10993. 5 74. 9% 5. 7% 17. 5% 2002 15827. 2 64. 5% 17. 2% 16. 8% 2003 20031. 0 59. 0% 20. 6% 16. 0% 3. 1% 1. 4% 11650. 9 27. 2% 50. 5% 1. 2% 20. 5% 0. 6% 197325. 6 205135. 3 228736. 4 89. 1% 2. 8% 7. 2% 0. 3% 0. 5% 96632. 6 89. 7% 6. 8% 2. 3% 0. 7% 0. 4% 43782. 0 87. 0% 5. 6% 5. 9% 0. 8% 0. % 51457. 9 88. 2% 6. 7% 4. 6% 2. 0% 0. 5% 75. 4% 14. 9% 8. 8% 1. 5% 0. 9% 96691. 9 100. 8% -4. 4% 2. 7% 0. 3% 0. 6% 273946. 2 314 567. 1 357050. 9 85. 6% 7. 5% 6. 2% 1. 2% 0. 7% 124048. 9 148290. 7 165119. 1 2004 (1474. 3) -692. 0% 282. 0% 247. 8% 45. 3% 16. 9% 13102. 9 23. 1% 45. 5% 10. 0% 21. 1% 0. 3% 258742. 3 90. 4% 1. 5% 7. 5% 0. 3% 0. 3% 117061. 3 89. 4% 7. 1% 2. 4% 0. 7% 0. 3% 53448. 8 86. 3% 4. 1% 8. 2% 0. 9% 0. 5% 55903. 1 88. 8% 6. 3% 4. 5% 2. 2% 0. 3% 184389. 1 75. 9% 13. 8% 9. 5% 1. 5% 0. 7% 93691. 2 101. 7% -5. 5% 2. 9% 0. 3% 0. 5% 387432. 2 87. 7% 4. 7% 7. 0% 1. 3% 0. 6% 2005 (9088. 1) -210. 5% 52. 2% 46. 8% 8. 1% 3. 4% 16217. 6 42. % 27. 7% 6. 1% 21. 0% 3. 0% 88. 8% 2. 4% 7. 9% 0. 3% 0. 6% 93. 4% 4. 0% 1. 6% 0. 8% 0. 3% 45792. 5 83. 8% 4. 9% 8. 5% 1. 4% 1. 3% 66499. 1 90. 5% 3. 0% 3. 6% 2. 3% 0. 6% 78. 3% 9. 2% 10. 2% 1. 7% 0. 7% 97. 2% 0. 0% 1. 9% 0. 4% 0. 4% 86. 7% 4. 9% 6. 4% 1. 3% 0. 7% 2006 (7461. 5) -237. 8% 63. 9% 57. 8% 11. 1% 5. 0% 21830. 3 43. 6% 23. 9% 5. 3% 24. 4% 2. 8% 88. 8% 1. 8% 8. 3% 0. 3% 0. 8% 89. 0% 6. 5% 3. 7% 0. 7% 0. 1% 47728. 1 81. 4% 3. 3% 11. 3% 2. 8% 1. 3% 88959. 6 92. 4% 2. 4% 3. 1% 1. 9% 0. 2% 76. 7% 8. 7% 11. 8% 1. 9% 0. 9% 94. 3% 1. 9% 2. 6% 0. 6% 0. 6% 84. 7% 5. 2% 7. 7% 1. 6% 0. 7% 2007 6901. 7 -60. 1% 58. 8% 78. 0% 16. 2% 7. 1% 26703. 7 47. % 8. 4% 13. 0% 26. 0% 4. 9% 391152. 6 86. 3% 3. 9% 8. 8% 0. 3% 0. 7% 157719. 2 91. 6% 0. 6% 6. 4% 0. 7% 0. 6% 58064. 2 75. 9% 6. 4% 12. 9% 3. 1% 1. 6% 101888. 2 91. 8% 1. 5% 4. 5% 2. 0% 0. 2% 291605. 8 79. 5% 5. 3% 12. 2% 2. 0% 1. 0% 130919. 0 92. 6% 1. 5% 4. 4% 0. 6% 1. 0% 582477. 3 84. 2% 3. 9% 9. 2% 1. 8% 0. 9% 2008 25778. 0 38. 6% 25. 4% 28. 9% 4. 9% 2. 2% 31391. 5 45. 9% 8. 1% 13. 9% 26. 8% 5. 4% 83. 7% 5. 1% 10. 3% 0. 3% 0. 6% 82. 9% 3. 6% 11. 6% 1. 0% 0. 9% 68. 3% 10. 2% 18. 1% 1. 2% 2. 2% 90. 5% 2. 8% 3. 6% 2. 9% 0. 2% 78. 3% 6. 0% 13. 2% 1. 8% 0. 7% 96532. 9 87. 3% 3. 0% 7. 1% 0. 9% 1. 7% 80. 2% 5. 6% 11. 4% 1. 8% 1. 0% 2009 52681. 8 57. % 17. 7% 20. 0% 3. 7% 0. 9% 35387. 8 51. 8% 7. 4% 14. 7% 25. 4% 0. 8% 83. 5% 7. 1% 8. 5% 0. 3% 0. 6% 81. 9% 5. 2% 9. 9% 2. 0% 1. 0% 74. 6% 11. 3% 11. 5% 2. 0% 0. 6% 92. 6% 3. 5% 2. 3% 1. 5% 0. 2% 77. 8% 8. 2% 11. 7% 1. 6% 0. 7% 67366. 6 87. 8% 4. 1% 4. 3% 2. 3% 1. 6% 82. 1% 6. 9% 8. 8% 1. 6% 0. 6% 2010 77264. 3 52. 7% 19. 8% 24. 6% 2. 8% 0. 0% 38047. 1 52. 0% 11. 7% 8. 1% 28. 3% 0. 0% 788083. 6 80. 1% 9. 8% 9. 9% 0. 3% 0. 0% 94786. 2 81. 7% 8. 6% 8. 2% 1. 5% 0. 0% 152590. 3 67. 3% 17. 1% 14. 2% 1. 4% 0. 0% 147743. 6 90. 7% 4. 6% 3. 0% 1. 7% 0. 0% 620837. 5 75. 2% 10. 6% 12. 4% 1. 8% 0. 0% 70130. 0 86. 6% 7. 4% 4. 8% 1. 3% 0. 0% 76. 7% 10. 6% 10. % 1. 8% 0. 0% 2011 105816. 3 55. 8% 21. 3% 20. 6% 2. 3% 0. 0% 47096. 3 52. 8% 10. 0% 9. 6% 27. 7% 0. 0% 873488. 8 1076629. 3 78. 7% 11. 1% 9. 8% 0. 4% 0. 0% 108082. 5 78. 1% 10. 0% 10. 2% 1. 7% 0. 0% 151266. 2 64. 8% 19. 4% 13. 6% 2. 2% 0. 0% 162870. 4 91. 8% 3. 6% 3. 5% 1. 1% 0. 0% 718674. 5 73. 5% 12. 4% 12. 1% 2. 0% 0. 0% 80391. 3 82. 9% 9. 5% 6. 0% 1. 6% 0. 0% 75. 3% 12. 0% 10. 9% 1. 8% 0. 0% 77. 3% 12. 4% 8. 2% 2. 2% 94913. 2 80. 2% 8. 6% 9. 5% 1. 7% 807579. 3 77. 1% 12. 5% 8. 3% 2. 2% 209934 . 4 86. 3% 2. 6% 1. 7% 9. 4% 241900. 3 66. 9% 19. 6% 11. 1% 2. 4% 126163. 1 73. 4% 10. 7% 13. 9% 2. 0% 80. 6% 11. 8% 7. 1% 0. 5% 34392. 3 45. 1% 3. % 3. 2% 48. 2% 2012 117979. 6 65. 4% 19. 2% 13. 0% 2. 4% 284115. 2 327925. 3 508905. 7 674584. 3 183080. 3 163664. 3 140248. 7 107071. 3 97917. 7 142159. 2 120335. 6 141347. 3 209053. 7 230424. 7 391537. 7 511752. 8 152979. 7 138846. 1 474325. 9 505958. 5 706324. 0 988878. 8 1026595. 1 1166214. 1 1380971. 4 12 mesa No. 2 major Indicators of commercial-grade tillS building block 2001 1. receipts municipal crossing 1 Mid July 2002 459443. 00 413. 00 57. 31 185144. 70 24327. 00 83855. 60 64171. 40 12790. 70 113174. 60 34209. 80 2651. 10 448. 29 7997. 61 274. 03 4888. 75 1. 86 3. 71 34. 44 1. 17 10202. 50 2003 492231. 00 447. 00 54. 14 203879. 30 28862. 50 97238. 0 63287. 60 14490. 30 124522. 40 45386. 30 2867. 70 456. 11 8806. 88 278. 57 5378. 94 10. 12 10. 03 32. 67 8. 44 11814. 60 2004 536749. 00 423 58. 49 233811. 20 33729. 90 11 4137. 20 65130. 90 20813. 20 140031. 40 49668. 60 2519. 40 552. 75 10099. 84 331. 04 6048. 87 14. 68 12. 45 9. 44 11. 68 14854. 40 2005 589412. 00 422 59. 95 252409. 80 34646. 40 129995. 00 67318. 20 20450. 20 163718. 80 60181. 10 2442. 50 598. 13 10903. 23 387. 96 7072. 09 7. 95 16. 92 21. 17 10. 07 15153. 30 2006 654055. 00 437 59. 18 291245. 50 37386. 50 151639. 40 76572. 80 25646. 80 176820. 30 82173. 70 4988. 70 666. 47 11515. 46 404. 62 6991. 24 9. 60 3. 03 24. 51 10. 4 16567. 00 2007 727089. 00 470 56. 26 337497. 20 45031. 20 174732. 50 87212. 60 30520. 90 231829. 50 93530. 80 5461. 40 611. 41 13344. 19 419. 98 9166. 23 15. 88 31. 11 13. 82 13. 90 28640. 70 2008 818401. 00 555 48. 70 426080. 30 56089. 30 211452. 00 104772. 50 53766. 50 302913. 40 108954. 80 2772. 90 767. 71 15763. 24 545. 79 11206. 56 26. 25 30. 66 16. 49 20. 13 41208. 20 2009 960011. 00 752 36. 76 563604. 40 71651. 00 259925. 40 141259. 40 90768. 60 398143. 00 130856. 90 2608. 00 749. 47 20390. 90 529. 45 14 404. 59 32. 28 31. 44 20. 10 34. 82 56912. 90 2010 1170993. 00 987 28. 37 630880. 84 80606. 2 237709. 33 200058. 50 112506. 81 469279. 4 134041. 09 6268. 50 639. 19 22324. 95 475. 46 16606. 39 11. 94 17. 87 2. 43 41. 62 66877. 97 2011 1345767. 00 1245 21. 38 687587. 89 78982. 9 231094. 43 253586. 40 123924. 18 528023. 14 149557. 36 7807. 70 552. 28 25829. 75 424. 11 19835. 58 8. 99 12. 52 11. 58 26. 76 83578. 54 2012 1558174. 00 1423 18. 62 867978. 25 93304. 4 304786. 78 298835. 74 171051. 31 622575. 49 181272. 66 6906. 71 609. 96 32760. 69 437. 51 23498. 29 26. 24 17. 91 21. 21 17. 84 92199. 07 Rs. in million In unit In gm Rs. in million Rs. in million Rs. in million Rs. in million Rs. in million Rs. in million Rs. in million Rs. in million Rs. in million Rs. in building block Rs. n million Rs. in Unit In helping In dower In lot In circumstances Rs. in million 441519. 00 430. 00 53. 84 181767. 00 25100. 70 80988. 40 65322. 30 10355. 60 109121. 20 25446. 50 2909. 70 422. 71 7 851. 71 253. 77 4713. 66 17. 31 13. 28 41. 63 14. 39 8230. 20 2. add of Bank sortes 3. tribe per Bank Branches 4. derive sterilizes A. authorized B. savings C. meliorate D. Others 5. bestow recognize 6. substance enthronisation 7. honorable mention to judicature Enterprises 8. fair situate per Bank Branch 9. Per Capita lays 10. ordinary address per Bank Branch 11. Per Capita confidence 12. cohere ripening 13. credit entry maturation 14. investiture harvest-festival 15. clock cook Growth 16.Paid up neat & substitute stock 1 seminal fluid Nepal Rastra Bank, look into department (At flow rate prices) 13 remand No. 3 line of Assets & Liabilities of commercial BANKS (AGGREGATE) (Rs. In million) Mid-July 2006 2007 (17742. 1) (4149. 5) 10571. 7 20017. 1 4841. 7 6586. 0 10. 0 10. 0 (34912. 0) (32800. 2) 1376. 8 1607. 8 369. 7 429. 8 9519. 6 12750. 4 3644. 5 3767. 7 1991. 9 3119. 3 2273. 2 3692. 1 111. 4 1610. 0 2060. 0 291245. 6 337497. 2 37386. 6 45031. 2 32794. 6 39967. 0 4592. 0 5064. 2 151639. 4 174732. 5 145701. 7 168419. 0 5937. 7 6313. 5 76572. 8 87212. 6 63555. 6 72661. 1 13017. 2 14551. 4 22722. 1 26953. 3 2924. 7 3567. 6 599. 6 698. 86580. 7 79854. 6 4513. 5 8064. 9 26097. 4 28485. 1 36083. 1 33659. 7 19886. 7 9644. 6 47230. 1 60737. 6 11272. 7 3249. 1 428706. 2 490638. 1 38842. 1 6306. 6 5908. 6 398. 0 24309. 2 21058. 2 20866. 6 191. 6 1288. 9 1287. 7 1. 2 0. 0 1962. 1 8226. 3 1805. 5 6420. 8 57539. 1 57464. 7 0. 0 0. 0 74. 4 24634. 7 17515. 0 7119. 7 173383. 4 168394. 7 4988. 7 3353. 8 669. 6 1230. 9 1453. 3 83. 0 21. 2 61. 8 4026. 7 52632. 7 36718. 0 297. 7 36420. 3 4448. 0 1750. 5 513. 6 9202. 6 377. 5 2109. 7 59040. 3 12683. 2 428706. 2 44089. 7 7813. 6 7359. 7 453. 9 28434. 1 23233. 2 23085. 4 147. 9 1545. 4 1511. 9 33. 0 258. 6 3397. 0 7841. 8 2768. 1 5073. 7 64443. 63889. 5 0. 0 0. 0 0. 0 553. 5 29087. 8 21374. 8 7713. 2 228951. 9 218597. 7 4892. 7 5461. 4 2824. 1 500. 4 1060. 3 1263. 3 53. 5 1. 4 52. 1 6077. 7 5914 5. 6 33444. 3 423. 6 33020. 8 5877. 6 7052. 0 584. 8 12186. 9 350. 0 2633. 5 50313. 4 2667. 8 490638. 1 Liabilities smashing strain a. pay crownwork b. mobilises in advance c. statutory militia d. section reward e. retained Earning f. Others reserves g. re-sentencing mutation investment trust BORROWINGS a. NRB b. A discipline accredited Institution c. exotic Banks and Fin. Ins. d. Other pecuniary Ins. e. stick withs and Securities DEPOSITS a. up-to-the-minute national remote b. savings domestic help international c. dogged domestic immaterial d. prefigure forces e. Others Bills payable Other Liabilities 1. motley deferred paymentors 2. give divergence readiness 3. interest group hesitancy a/c 4. Others Reconcillation A/c cyberspace & passing A/c 2001 8230. 2 5504. 1 1787. 1 2002 10202. 5 6431. 0 2540. 0 260. 9 970. 6 2349. 5 1167. 7 953. 4 228. 5 2003 11814. 6 7726. 0 2820. 0 75. 7 1192. 9 3170. 4 1437. 0 1599. 2 134. 2 2004 (10201. 7) 8350. 0 3385. 0 (25056. 1) 3119. 4 3023. 6 731. 6 1770. 5 521. 4 2005 (19129. 5) 9723. 9 3825. 9 10. 0 (34292. 8) 1062. 5 541. 1 6842. 9 4488. 6 1347. 2 27. 6 979. 6 252409. 8 34646. 4 29196. 3 5450. 0 129995. 0 123899. 0 6095. 9 67318. 2 59053. 9 8264. 3 17681. 7 2768. 5 480. 2 92900. 7 2986. 31419. 2 39070. 5 19424. 9 65319. 8 10104. 8 408928. 8 38369. 4 5137. 3 4763. 8 373. 5 21173. 5 17859. 5 16501. 0 1358. 6 848. 9 835. 2 13. 7 0. 0 2465. 1 12058. 7 1482. 0 10576. 7 50821. 9 47678. 2 100. 4 0. 0 3043. 4 9359. 1 6467. 5 2891. 5 157198. 9 157198. 9 2442. 5 3909. 2 745. 7 1053. 4 2110. 1 168. 2 21. 7 146. 5 3809. 6 50728. 6 38786. 5 161. 9 38624. 6 2427. 5 795. 8 8718. 8 262. 4 1269. 9 75288. 9 17742. 5 408928. 7 2008 9960. 7 31829. 9 7467. 1 347. 4 (31727. 9) 1911. 2 133. 0 14408. 2 2673. 1 4410. 5 4022. 7 426. 2 2875. 7 426080. 3 56089. 3 48226. 3 7863. 0 211452. 0 203810. 7 7641. 3 104772. 5 88824. 5 15948. 0 49417. 4 4349. 2 975. 81303. 1 15198. 9 24730. 6 29554. 2 11819. 3 19151. 2 14856. 8 566736. 0 66875. 4 13010. 3 12651. 6 358. 7 43459. 7 30820. 1 30467. 6 352. 5 7094. 1 6942. 8 151. 3 320. 2 5225. 2 10405. 4 3591. 0 6814. 4 71495. 5 71065. 8 0. 0 17. 0 170. 0 242. 7 37459. 3 18240. 7 19218. 6 302913. 4 288246. 8 11893. 7 2772. 9 3694. 9 931. 4 1381. 8 1381. 7 29. 7 29. 6 0. 0 8101. 2 55347. 5 30046. 4 432. 7 29613. 7 7959. 1 3450. 6 1042. 0 12849. 4 390. 8 2257. 1 7186. 3 10984. 9 566736. 0 2009 30399. 5 40738. 3 9514. 2 298. 4 (27143. 0) 6670. 4 321. 4 18320. 2 2154. 3 8132. 5 4012. 7 520. 7 3500. 0 563604. 5 71651. 0 63927. 8 7723. 2 259925. 4 250353. 9 9571. 141259. 4 110297. 3 30962. 1 84709. 7 6058. 9 1738. 5 87709. 2 17306. 4 23682. 5 27666. 2 19054. 0 95621. 7 14772. 4 812165. 9 105989. 0 15839. 2 15014. 6 824. 6 75438. 8 55539. 2 54348. 6 1190. 7 11505. 6 11462. 2 43. 4 415. 4 7978. 6 14711. 1 8418. 7 6292. 4 69261. 4 68902. 0 0. 0 17. 0 70. 0 272. 4 61595. 5 33293. 2 28302. 3 398143. 0 387543. 3 7991. 7 2608. 0 3745. 7 1308. 0 1560. 5 877. 3 17. 9 17. 8 0. 1 11004. 8 59152. 5 28776. 5 429. 2 28347. 2 8978. 3 4339. 7 993. 7 16064. 4 475. 2 1889. 1 93915. 3 6976. 4 812165. 9 939. 0 2308. 7 411. 8 1896. 9 0. 0 181767. 0 25100. 7 185144. 7 24327. 0 203879. 3 28862. 5 233811. 2 33729. 9 80988. 4 83855. 97238. 9 114137. 2 65322. 3 64171. 4 63287. 6 65130. 9 7691. 8 2663. 8 59221. 3 10531. 9 2258. 8 77221. 2 12027. 9 2462. 4 86697. 4 18061. 1 2752. 1 113183. 6 59221. 3 77221. 2 86697. 4 113183. 6 do Assets semiliquid property a. change commensurateness Nepalese Notes & Coins conflicting capital b. Bank remainder 1. In Nepal Rastra Bank domestic funds strange cash 2. A partitioning authorize Institution internal money strange property 3. Other monetary Ins. 4. In unusual banks c. cash at shriek domesticated currentness overseas money investingS a. Govt. Securities b. NRB deposit c. Govt. Non-Fin. Ins. d. Other Non-Fin Ins. e Non Residents voice & different coronation a.Interbank bestow b. Non Residents c. Othe rs LOANS & ADVANCES a. mystical arena b. financial Institutions c. judicature Organizations lineup PURCHED a. municipal Bills Purchased b. irrelevant Bills Purchased c. outcome Bills & logical implications LOANS AGAINST calm chronicleS a. Against internal Bills b. Against strange Bills 251527. 2 55583. 3 4775. 1 4116. 9 658. 2 37230. 9 21440. 9 274917. 9 49937. 2 5494. 8 4881. 1 613. 8 31115. 2 23170. 3 305561. 7 38163. 6 5440. 4 4735. 9 704. 5 21334. 4 16867. 6 339816. 7 46252. 8 4719. 3 4283. 8 435. 5 26579. 7 22728. 2 2010 40719. 8 46630. 4 260. 4 12146. 3 303. 5 (26722. 0) 7414. 6 686. 7 19783. 9 6752. 6 4816. 8 1933. 3 2553. 4 3727. 630880. 8 80606. 2 69758. 6 10847. 6 237709. 3 232482. 4 5226. 9 200058. 5 172137. 7 27920. 8 105687. 2 6819. 7 1226. 0 77413. 0 10050. 4 21631. 8 24101. 3 21629. 5 1234. 6 16042. 8 787300. 9 102749. 0 17573. 1 17137. 2 435. 9 69551. 5 49542. 7 48933. 2 609. 5 8460. 4 8415. 1 45. 3 1333. 7 10214. 7 15624. 4 8296. 2 7328. 1 81343. 8 7907 9. 6 1386. 8 8. 5 382. 3 486. 7 52697. 3 35917. 0 16780. 3 467107. 2 453049. 0 11270. 6 2787. 6 2172. 6 662. 0 742. 8 767. 8 98. 6 71. 4 27. 3 13896. 1 60702. 9 25188. 4 170. 3 25018. 1 10127. 5 5946. 9 279. 6 19160. 5 458. 8 1616. 6 4457. 9 0. 0 787300. 9 2011 59064. 4 58294. 9 0. 0 14925. 9 317. 1 (24831. 2) 9612. 745. 3 24852. 8 10226. 1 6321. 0 1868. 1 379. 9 6057. 8 687587. 9 78982. 9 68644. 3 10338. 5 231094. 4 225420. 6 5673. 8 253586. 4 223579. 9 30006. 5 116624. 7 7299. 5 942. 9 84386. 3 13044. 3 21340. 1 23249. 4 26752. 5 5931. 6 15598. 5 878364. 5 98071. 7 20265. 2 19765. 0 500. 3 63293. 3 48727. 4 48274. 9 452. 4 3826. 0 3497. 3 328. 7 284. 6 10455. 2 14513. 2 6047. 6 8465. 6 102655. 9 100267. 3 1687. 7 58. 5 332. 3 310. 1 46901. 4 35002. 2 11899. 3 522853. 3 503339. 4 13362. 3 6151. 5 5073. 8 1663. 5 1728. 3 1682. 1 96. 0 74. 1 21. 8 16098. 8 66675. 1 24341. 4 896. 7 125. 8 23318. 9 12063. 3 9681. 6 200. 3 20388. 5 600. 7 1376. 6 17961. 1 0. 878364. 5 2012 77142. 6 6598 3. 3 4325. 3 18708. 7 213. 3 (19595. 1) 6742. 9 764. 1 15507. 2 4286. 7 1970. 7 2175. 8 146. 2 6927. 8 867978. 3 93304. 4 83148. 3 10156. 1 304786. 8 298957. 4 5829. 3 298835. 7 264970. 6 33865. 1 161784. 1 9267. 2 1599. 4 92665. 2 15909. 0 22094. 0 19491. 9 35170. 4 (3672. 9) 15876. 8 1067096. 6 161785. 5 26026. 9 25398. 0 628. 9 127706. 2 110572. 6 109814. 5 758. 1 6784. 5 6101. 5 683. 0 187. 7 10161. 4 8052. 4 2865. 4 5187. 0 131017. 9 127213. 0 3030. 3 270. 8 120. 0 383. 8 50254. 8 1948. 9 1. 8 48304. 2 612322. 6 577113. 2 28302. 7 6906. 7 9607. 0 3165. 4 3466. 1 2975. 4 645. 9 593. 5 52. 4 19818. 7 76147. 9 20790. 282. 9 620. 6 19886. 8 14554. 3 15511. 3 364. 1 24927. 9 447. 8 1638. 5 3410. 1 0. 0 1067096. 6 796. 1 928. 2 683. 7 1825. 1 14993. 9 13577. 3 7016. 7 13327. 3 3783. 1 11388. 8 2026. 4 14953. 8 25100. 9 25100. 9 28573. 8 28573. 8 39045. 5 39045. 5 42384. 3 42384. 3 345. 6 5636. 0 6340. 8 7284. 3 107118. 9 104209. 3 2909. 6 1887. 2 1887. 2 115. 0 115. 0 61376. 3 19888. 5 334. 3 19554. 2 111694. 4 109043. 3 2651. 1 1322. 2 1322. 2 158. 0 158. 0 77596. 3 23742. 8 308. 2 23434. 6 123211. 1 120343. 4 2867. 7 1143. 8 1143. 8 167. 5 167. 5 97489. 4 27722. 2 297. 8 27424. 4 138922. 9 136403. 5 2519. 4 1050. 4 1050. 4 58. 2 58. 2 103863. 8 34458. 5 180. 34278. 2 amend ASSETS opposite ASSETS a. accumulated quests pecuniary Institutions Govt. Entp. clubby sphere of influence b. module adds / Adv. c. motley Debtors d. interchange In tour e. Others Expenses not write hit Non Banking Assets Reconcillation notice lettuce & outlet A/c 41487. 8 53853. 5 69767. 2 69405. 3 follow 251527. 2 274917. 9 305561. 7 339816. 7 14 submit No. 4 roughly Ratios of commercial-grade BANKS Mid July 2007 2001 A. gross domestic product, DEPOSITS, extension & enthronement 1. amaze / gross domestic product 2. character reference / gross domestic product 3. investiture / gross domestic product 4. assurance & coronation / gross domestic product 5. beat st ing / gross domestic product 6. menstruum restore / GDP 7. citation / specify 8. investiture / amaze 9. character & enthronization / bond 10. meliorate depositary / tot up cook 11. present-day(prenominal) cling / essential Deposit 12. conviction to Govt. Entp. / identification 13. course credit to Pvt. area / aggregate quotation B. liquid state 1. NRB sleep / Deposit 2. miss / Deposit 3. luculent fund / Deposit C. ceiling adequateness 1. 2. 3. 4. crown broth / amount of money Deposit chapiter shop/ join reference work great(p) blood / integral Assets upper-case letter pedigree / try charge Assets 4. 53 7. 54 3. 27 (5. 49) 12. 51 2. 79 32. 43 44. 25 26. 56 6. 19 32. 76 35. 62 8. 63 60. 03 14. 00 74. 03 35. 94 19. 51 2. 67 97. 33 2002 2003 2004 2005 2006 2008 2009 2010 2011 2012 43. 85 26. 80 8. 10 34. 91 35. 06 8. 79 61. 13 18. 48 79. 60 34. 66 20. 05 2. 34 97. 66 41. 2 25. 30 9. 22 34. 52 32. 61 5. 86 61. 08 22. 26 83. 34 31. 04 14. 16 2. 30 97. 70 43. 56 26. 09 9. 25 35. 34 33. 40 6. 28 59. 89 21. 24 81. 13 27. 86 14. 43 1. 80 98. 20 42. 82 27. 78 10. 21 37. 99 33. 48 5. 88 64. 86 23. 84 88. 70 26. 67 13. 73 1. 49 98. 51 44. 53 27. 03 12. 56 39. 60 34. 89 5. 72 60. 71 28. 21 88. 93 26. 29 12. 84 2. 82 97. 18 46. 91 32. 22 13. 00 45. 22 36. 41 6. 26 68. 69 27. 71 96. 40 25. 84 13. 34 2. 36 95. 53 51. 91 36. 90 13. 27 50. 18 38. 53 6. 83 71. 09 25. 57 96. 66 25. 06 13. 16 0. 66 95. 16 58. 71 41. 47 13. 63 55. 10 14. 71 7. 46 70. 64 23. 22 93. 86 25. 06 12. 71 0. 66 99. 34 53. 88 39. 89 11. 45 51. 34 17. 08 6. 8 74. 04 21. 25 95. 29 31. 71 12. 78 1. 34 98. 66 51. 09 39. 24 3. 49 42. 72 18. 84 5. 87 76. 79 6. 82 83. 61 36. 88 14. 96 1. 47 98. 53 55. 70 39. 96 11. 63 51. 59 19. 18 5. 99 71. 73 20. 88 92. 61 34. 43 10. 75 1. 13 98. 87 13. 44 3. 19 28. 97 8. 91 2. 87 20. 15 9. 72 1. 83 19. 78 7. 08 1. 89 15. 20 7. 23 2. 17 13. 34 6. 88 2. 32 13. 06 7. 23 2. 97 15. 70 9. 85 2. 81 18. 81 7. 85 2. 79 16. 29 7. 09 2. 95 14. 26 12 . 74 3. 00 18. 64 5. 51 9. 01 3. 71 (9. 88) 5. 79 9. 49 3. 87 (12. 04) (4. 36) (7. 29) (3. 00) (9. 07) (7. 58) (10. 82) (4. 65) (6. 33) (6. 09) (10. 03) (4. 14) (5. 30) (1. 23) (1. 79) (0. 85) (1. 71) 2. 34 3. 29 1. 76 4. 04 5. 39 7. 4 3. 74 7. 22 7. 39 9. 98 5. 92 6. 58 8. 59 11. 19 6. 72 10. 59 11. 15 12. 39 7. 23 11. 50 15 set back No. 5 big(p) shop to endangerment plodding Assets of technical BANKS Mid-July 2003 Mid-July 2004 Mid-July 2005 Mid-January 2006 Mid-July 2006 Mid-July 2007 Mid-July 2008 Mid-July 2009 Mid-July 2010 (Rs. in million) Mid-July 2011 chief city shop to chance charge Assets (%) Mid-July 2012 chapiter storage to stake weight Assets (%) (5. 46) (9. 35) 12. 71 11. 82 16. 28 11. 90 11. 37 11. 86 11. 08 12. 58 11. 81 12. 85 23. 55 14. 60 13. 27 11. 81 11. 47 18. 25 12. 47 15. 54 14. 85 16. 81 12. 75 18. 38 14. 65 12. 53 24. 39 19. 11 20. 80 14. 19 23. 06 21. 81 443. 5 Banks superior upper-case letter chief city great peachy groovy inventory t o broth to computer storage to computer storage to store to line to try jeopardy encounter chief city gunstock adventure endangerment happen gravid monetary fund uppercase computer memory gravid strain chief city computer storage not bad(p) memory board Weighte Weighte Weighte (In Million) Weighte Weighte Weighte d Assets d Assets d Assets d Assets d Assets d Assets (%) (%) (%) ( In %) (%) (%) (9449. 14) (21998. 92) 1455. 09 698. 24 1464. 85 1604. 21 686. 28 843. 26 703. 74 658. 31 269. 65 594. 51 361. 77 517. 87 390. 91 334. 58 355. 01 (28. 25) (44. 28) 13. 05 8. 85 14. 21 11. 03 13. 78 8. 11 12. 33 12. 05 6. 51 18. 87 11. 37 24. 75 15. 46 38. 56 41. 85 (8806. 67) (21009. 57) 1609. 2 1099. 38 1560. 16 1790. 57 671. 41 743. 80 766. 88 704. 86 223. 23 656. 36 337. 08 579. 38 570. 15 574. 56 383. 29 (24. 97) (42. 12) 13. 56 11. 18 15. 99 10. 62 10. 25 5. 61 11. 07 11. 18 3. 42 13. 75 8. 71 17. 82 12. 81 29. 13 19. 36 (7514. 79) (20288. 80) 1766. 07 1579. 21 1664 . 36 2034. 01 744. 88 386. 64 1247. 56 777. 45 404. 79 730. 99 274. 13 688. 84 701. 50 639. 44 413. 43 (19. 54) (40. 54) 12. 44 11. 58 16. 36 11. 10 9. 47 3. 02 13. 57 11. 22 5. 51 13. 29 6. 35 11. 36 11. 15 20. 72 13. 93 (7072. 25) (19693. 87) 1828. 89 1366. 69 1922. 27 2056. 96 897. 39 291. 67 934. 97 785. 65 269. 60 722. 35 88. 17 678. 32 739. 70 655. 09 562. 10 (30. 7) (59. 89) 12. 73 11. 30 19. 67 11. 26 12. 61 3. 10 12. 33 14. 37 5. 11 12. 10 3. 26 10. 61 10. 51 15. 84 15. 85 (5008. 40) (17865. 29) 2567. 79 2246. 10 2344. 60 2588. 90 1348. 08 835. 76 1414. 79 1216. 70 383. 77 1037. 50 (648. 20) 987. 90 961. 65 695. 40 641. 00 (29. 67) (50. 30) 15. 08 12. 36 19. 13 13. 10 15. 01 6. 70 12. 86 15. 71 5. 22 13. 62 (13. 29) 12. 98 12. 64 14. 18 14. 83 (6334. 74) (17265. 78) 2307. 63 2851. 62 2225. 28 2651. 37 1444. 80 (2707. 44) 1676. 12 1265. 83 (574. 91) 1208. 61 (435. 81) 1110. 67 1115. 21 921. 93 863. 82 1753. 24 487. 34 565. 12 (32. 47) (48. 45) 12. 04 12. 17 15. 71 12. 11 13. 29 (23. 55) 11. 19 12. 38 (9. 3) 12. 20 (7. 80) 12. 07 11. 20 12. 43 11. 84 4. 19 14. 69 21. 43 bully store seat of government bully roof blood line to stemma to investment company to seek fortune neat neckcloth ceiling parentage risk weight down plodding burthen Assets Assets (%) Assets (%) (%) (22. 60) (44. 17) 11. 91 11. 31 16. 80 12. 50 12. 54 (16. 49) 11. 34 11. 47 11. 22 12. 96 5. 99 11. 30 14. 96 11. 16 11. 20 14. 93 11. 66 11. 80 13. 28 21. 30 14. 16 28. 23 36. 25 (5404. 00) (13823. 20) 4065. 20 5538. 10 3190. 40 3980. 70 2048. 40 855. 60 2875. 90 2067. 70 992. 00 1963. 70 998. 40 1776. 60 2060. 80 1721. 60 1630. 70 11206. 60 1054. 70 1116. 10 1131. 90 1143. 00 1493. 70 1929. 80 1642. 80 (14. 85) (37. 0) 11. 71 12. 10 14. 70 11. 31 12. 18 6. 62 11. 04 11. 91 10. 93 14. 60 17. 78 11. 61 11. 57 11. 49 10. 45 15. 79 9. 53 11. 65 10. 35 12. 45 13. 36 21. 02 20. 14 (4851. 80) (8617. 08) 3129. 41 3765. 16 3053. 00 3119. 88 2141. 89 1112. 24 2203. 62 1741. 60 109 9. 00 1660. 25 1151. 52 1700. 20 1624. 51 1795. 60 1492. 79 8976. 24 1522. 28 1308. 27 1329. 21 1534. 98 1582. 12 1883. 79 1816. 05 2045. 10 1400. 00 peachy caudex outstanding investment firm 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 Nepal Bank particular Rastriya Banijya Bank NABIL Bank particular Nepal investing Bank check meter contract Bank Nepal extra.Himalayan Bank expressage Nepal SBI Bank bound Nepal Bangladesh Bank hold Everest Bank special(a) Bank of capital of Nepal special Nepal denotation and employment Bank modified Nepal industrial & mercenary Bank expressage Lumbini Bank check Machhapuchhre Bank restrict Kumari Bank hold Laxmi Bank limit Siddhartha Bank special(a) horticulture ripening Bank Ltd. international Bank Ltd Citizens Bank internationalist Ltd. ready commercial-grade Bank Ltd Bank of Asia Nepal Ltd. sunup Bank Ltd. knowledge attribute Bank Ltd. NMB Bank Ltd. Kist Bank Ltd. Janata B ank Nepal express Mega Bank Nepal peculiar(a) Commerz and trustfulness Bank Nepal exceptional cultivated Bank expressage one C commercialized Bank contain Sanima Bank special(a) impart (5744. 60) (17162. 60) 3207. 70 3898. 50 3115. 40 3348. 00 1726. 00 (2151. 40) 2387. 13 1635. 16 734. 10 1626. 90 366. 90 1264. 17 1898. 80 1213. 24 1178. 00 6661. 59 767. 1 668. 00 776. 41 732. 10 707. 89 1318. 80 1286. 50 (11. 17) (4607. 70) (24. 08) (7422. 94) 11. 61 11. 69 17. 78 11. 02 14. 14 12. 87 10. 56 11. 45 14. 25 15. 30 24. 62 11. 18 13. 80 14. 99 10. 73 18. 05 11. 36 11. 28 11. 68 14. 86 11. 74 24. 03 20. 68 14. 83 67. 81 3835. 70 4585. 39 3371. 62 3439. 22 2508. 19 1845. 66 2759. 14 2071. 36 1523. 30 17649. 53 1442. 28 1773. 51 1966. 16 1912. 81 1877. 69 10903. 50 1563. 31 2144. 29 2410. 48 2091. 93 2182. 42 2032. 97 2169. 96 2089. 52 1446. 17 1682. 61 1400. 00 1200. 00 1100. 95 (9. 66) (3008. 00) (22. 52) (4738. 00) 11. 75 12. 09 17. 38 11. 45 11. 84 10. 53 10. 43 11. 62 13. 5 8 24. 49 14. 68 10. 86 14. 5 13. 21 11. 75 19. 95 11. 20 15. 57 16. 34 17. 41 14. 68 21. 23 17. 80 14. 49 36. 44 19. 33 28. 77 21. 28 42. 08 464. 49 6921. 00 7397. 00 5019. 00 5700. 76 3999. 00 2323. 00 4643. 10 3240. 64 1923. 00 2643. 00 2112. 00 2789. 00 2760. 00 2649. 55 3022. 00 16324. 00 3386. 00 2571. 03 3018. 74 2494. 08 2409. 00 2413. 00 2289. 00 2359. 99 2210. 82 1862. 00 1495. 00 1306. 00 1200. 00 2334. 00 97068. 72 (20509. 78) (12. 04) (17545. 71) (9. 07) (13750. 28) (6. 33) (12966. 30) (4. 72) (4251. 95) (5. 30) (4870. 10) (1. 71) 15460. 31 235. 00 37257. 20 241. 74 40719. 83 377. 06 74949. 02 16 panel No. 6 Non execute impart location of moneymaking(prenominal) Banks (Rs. n million) 2003 Banks impart consummate(a) loanword NPL NPL to heart and soul piggish loanword (%) 2004 heart tax revenue loanword 17937. 66 NPL NPL to integral make lend give common lend (%) 2005 NPL NPL to count bring in enumerate add flagrant bring (%) Mid July 2006 NPL NPL t o broad(a) everlasting(a) union loanword porcine lend (%) 2007 NPL NPL to occur megascopic pith give earthy bestow (%) 2008 NPL NPL to amount of money glaring give (%) 2009 make out down-to-earth give NPL NPL to integral clear impart (%) 2010 intact vernacular bring NPL NPL to perfect egregious make out lend vernacular lend (%) 2011 NPL NPL to organic utter(a) give (%) congeries staring(a) lend 2012 NPL NPL to organic vulgar Loan (%) 5. 83 7. 27 2. 26 1. 98 0. 74 2. 06 0. 54 4. 29 0. 84 2. 30 2. 80 0. 73 0. 47 2. 69 2. 4 0. 62 2. 25 6. 35 1. 55 2. 01 0. 47 3. 22 3. 03 1. 25 2. 45 4. 90 0. 00 0. 49 0. 00 0. 00 0. 00 1 2 3 4 5 6 7 8 9 Nepal Bank expressage Rastriya Banijya Bank NABIL Bank circumscribed Nepal Investment Bank restrict meter hire Bank Nepal limited. Himalayan Bank check Nepal SBI Bank control Nepal Bangladesh Bank special Everest Bank bound 18132. 33 10964. 91 26608. 83 16005. 32 8113. 68 5921. 79 6000. 16 10844. 60 4795. 84 7961. 51 5049. 58 4856. 03 3396. 41 2562. 86 2622. 36 1495. 86 2137. 59 775. 94 629. 03 449. 63 117. 09 247. 95 1092. 84 426. 90 1013. 28 111. 19 420. 87 700. 83 170. 69 306. 77 31. 10 36. 32 0. 00 0. 00 60. 47 60. 15 5. 54 1. 8 4. 13 10. 08 8. 90 12. 73 2. 20 8. 67 20. 63 6. 66 11. 70 2. 08 1. 70 0. 00 0. 00 9640. 08 53. 74 57. 64 3. 35 2. 47 3. 77 8. 88 6. 25 10. 81 1. 72 6. 66 12. 72 3. 92 7. 36 0. 98 0. 76 0. 00 1. 61 16866. 50 8372. 00 49. 64 50. 70 1. 32 2. 69 2. 69 7. 44 6. 54 19. 04 1. 63 4. 99 8. 64 3. 78 15. 23 0. 39 0. 95 1. 63 2. 58 12441. 59 23100. 87 13278. 78 13171. 54 9206. 28 15761. 97 8241. 45 9796. 38 10136. 25 7488. 70 5899. 16 6902. 10 4321. 58 6146. 57 7007. 78 4279. 80 3869. 27 33310. 75 2262. 18 8045. 50 182. 60 272. 49 195. 90 1040. 75 505. 30 2927. 00 129. 20 203. 60 1289. 90 179. 55 1339. 20 16. 92 64. 35 33. 50 33. 57 6858. 99 18. 18 34. 3 1. 38 2. 07 2. 13 6. 60 6. 13 29. 88 1. 27 2. 72 21. 87 2. 60 30. 99 0. 28 0. 92 0. 78 0. 87 20. 59 13756. 60 24871. 36 15903. 00 17769. 00 10790. 10 17793. 70 10065. 00 9169. 40 14082. 68 9694. 00 5122. 20 9128. 70 4944. 60 7319. 90 9062. 50 6529. 20 6319. 90 34440. 37 2601. 70 1856. 00 6876. 50 178. 30 421. 97 197. 10 641. 60 45. 80 3645. 90 113. 17 243. 29 1606. 87 1001. 10 1007. 00 85. 16 66. 20 23. 10 21. 50 6185. 29 0. 00 13. 49 27. 65 1. 12 2. 37 1. 83 3. 61 4. 56 39. 76 0. 80 2. 51 31. 37 1. 11 20. 37 1. 16 0. 73 0. 35 0. 34 17. 96 0. 00 15770. 70 27494. 60 21769. 80 27529. 30 13964. 40 20233. 90 12742. 60 9469. 60 18836. 40 12747. 0 5281. 00 11465. 46 5367. 40 8969. 80 11530. 80 9794. 40 9481. 20 36585. 40 5134. 07 4798. 30 5156. 00 2755. 30 4057. 69 3692. 54 2009. 9 1410. 80 5951. 80 171. 40 309. 40 128. 70 475. 80 464. 90 2945. 30 121. 00 223. 80 864. 00 98. 30 798. 20 92. 90 156. 00 12. 70 57. 00 4256. 20 0. 00 0. 00 0. 00 0. 00 0. 00 79. 80 8. 95 21. 65 0. 79 1. 12 0. 92 2. 35 3. 65 31. 10 0. 64 1. 76 16. 36 0. 86 14. 87 1. 04 1. 35 0. 13 0. 60 11. 63 0. 00 0. 00 0. 00 0. 00 0. 00 2. 16 19482. 25 31606. 96 27589. 93 36827. 16 13679. 76 25519. 14 15131. 75 7025. 65 24469. 56 14945. 72 7183. 68 13679. 39 5681. 39 12467. 19 14593. 57 13463. 35 13330. 80 32566. 53 9063. 9 8128. 11 9732. 59 7635. 76 8963. 62 6353. 98 1151. 40 4955. 97 220. 72 301. 98 90. 29 551. 21 305. 66 1355. 95 117. 45 189. 81 196. 83 123. 11 514. 73 342. 85 62. 75 6. 73 59. 99 2875. 62 8. 52 0. 00 0. 00 0. 76 13. 89 102. 93 5. 91 15. 68 0. 80 0. 82 0. 66 2. 16 2. 02 19. 30 0. 48 1. 27 2. 74 0. 90 9. 06 2. 75 0. 43 0. 05 0. 45 8. 83 0. 09 0. 00 0. 00 0. 01 0. 16 1. 62 0. 49 25086. 80 35692. 51 33030. 93 40948. 44 16176. 65 29123. 76 18023. 36 9119. 03 28156. 40 17113. 33 8387. 77 12929. 30 5272. 30 14972. 07 14938. 51 14736. 41 16895. 41 39375. 27 12163. 64 10924. 88 14102. 43 11229. 90 12235. 68 7500. 48 7931. 13 573. 20 4085. 02 45. 58 2. 8 11. 45 0. 14 0. 46 0. 54 3. 16 1. 47 1. 77 0. 16 1. 18 2. 71 0. 56 4. 66 1. 78 0. 40 0. 12 0. 42 8. 22 0. 61 0. 04 0. 21 0. 10 1. 34 1. 19 26709. 90 36866. 10 38922. 74 41887. 69 18662. 48 32968. 27 21718. 79 10237. 46 31661. 84 17956. 95 9229. 80 15165. 52 6213. 15 14732. 06 14926. 38 15389. 51 18647. 20 40389. 35 12779. 18 12514. 23 17083. 90 11873. 20 12434. 38 9043. 46 11343. 09 13437. 00 3584. 31 4816. 46 2486. 29 3155. 16 1187. 30 1410. 73 4024. 64 689. 85 245. 63 115. 80 1293. 38 245. 53 1963. 56 108. 40 326. 33 363. 40 90. 36 59. 73 660. 73 167. 90 138. 84 109. 57 3491. 50 321. 78 146. 18 81. 19 76. 62 427. 64 148. 55 30. 16 133. 60 . 28 10. 92 1. 77 0. 59 0. 62 3. 92 1. 13 19. 18 0. 34 1. 82 3. 94 0. 60 0. 96 4. 48 1. 12 0. 90 0. 59 8. 64 2. 52 1. 17 0. 48 0. 65 3. 44 1. 64 0. 27 0. 99 0. 00 0. 00 0. 00 0. 00 0. 00 3. 20 29698. 86 40448. 44 42867. 78 42912. 08 19828. 51 35968. 62 26463. 67 10943. 16 36616. 83 19319. 14 12900. 60 17523. 19 6979. 19 16105. 66 17877. 54 16697. 06 20607. 30 45337. 64 20764. 49 14415. 39 19315. 41 12519. 13 14823. 53 11426. 71 12468. 48 14966. 53 7461. 29 8047. 82 5599. 15 7829. 82 4202. 19 612935. 20 1731. 63 2940. 36 969. 34 850. 42 147. 31 740. 64 143. 85 469. 38 307. 49 443. 39 361. 56 128. 55 32. 86 433. 17 399. 96 103. 70 463. 85 2880. 3 322. 77 289. 55 91. 06 402. 85 449. 26 142. 43 305. 85 734. 05 0. 00 39. 30 0. 00 0. 00 0. 00 16325. 23 25105. 68 14470. 52 8548. 66 7338. 57 6693. 86 12919. 63 5531. 83 9644. 70 6095. 84 6008. 31 4717. 30 3743. 09 3222. 75 2540. 79 3697. 99 1750. 93 1567. 83 286. 68 181. 44 252. 20 1147. 46 345. 82 1042. 18 104. 76 399. 94 600. 05 146. 59 237. 30 24. 98 28. 19 0. 00 25. 22 27000. 90 13689. 30 10946. 74 10453. 16 8420. 87 13451. 17 6739. 35 9626. 91 7900. 09 6182. 05 6011. 90 4909. 36 3685. 13 5130. 22 5681. 01 2726. 14 2634. 93 144. 51 280. 87 226. 31 1001. 35 441. 02 1832. 94 128. 81 308. 51 519. 26 185. 43 561. 13 19. 86 53. 99 44. 49 67. 93 89. 82 87. 17 920. 29 264. 94 161. 50 43. 71 202. 08 227. 72 72. 40 245. 87 266. 27 60. 14 17. 73 70. 57 3235. 90 74. 47 4. 37 29. 97 11. 56 163. 60 89. 53 10 Bank of capital of Nepal curb 11 Ne pal accredit and calling Bank Ltd 12 Nepal industrial & commercialised Bank Ltd 13 Lumbini Bank particular(a) 14 Machhapuchhre Bank bound 15 Kumari Bank hold in 16 Laxmi Bank limited 17 Siddhartha Bank particular(a) 18 farming nurture Bank Ltd. 19 planetary Bank Ltd. 20 Citizens Bank internationalist Ltd. 21 bloom Commercial Bank Ltd 22 Bank of Asia Nepal Ltd. 23 dawning Bank Ltd. 24 Development Credit Bank Ltd. 25 NMB Bank Ltd. 26 Kist Bank Ltd. 27 Janata Bank Nepal Ltd. 8 Mega Bank Nepal particular 29 Commerz and assurance Bank Nepal Limited 30 civilized Bank Limited 31 light speed Commercial Bank Limited tot 30. 5 1. 517488432 5194. 211 25. 45163 0 0 0 0 55. 83 0. 70394 24. 1 0. 19301 0 0 0 12486. 117 0 608. 3301 111904. 40 32095. 69 28. 68 127065. 40 28933. 41 22. 77 148366. 43 27877. 70 18. 79 194360. 82 25580. 50 13. 16 229363. 91 24215. 85 10. 56 306638. 36 18648. 50 6. 08 384315. 13 13574. 64 3. 53 469160. 83 11223. 34 2. 39 528023. 14 16871. 58 2. 66 17 c ard No. 7 direction of Assets & Liabilities of NEPAL BANK LTD. (Rs. In million) Mid-July Liabilities 1 expectant fund a. pay Capital b. cry outs in advance c statutory militia d. make do premium e. bear Earning f. Others reserves g. permute fluctuation breed 2 BORROWINGS a. NRB b. A conformation licensed Institution c. outside Banks and Fin. Ins. d. Other fiscal Ins. e. Bonds and Securities 3 DEPOSITS a. accepted domesticated remote b. nest egg house servant inappropriate c. inflexible home(prenominal) opposed d. Call Deposits e. Others 4 Bills collectible 5 Other Liabilities 1. mixed Creditors 2. Loan tone ending homework 3. intimacy uncertainty a/c 4. Others 6 Reconcillation A/c 7 do good & outlet A/c 2001 1125. 7 380. 4 544. 6 2002 1349. 5 380. 4 544. 6 2003 1449. 1 380. 4 557. 2 2004 1064. 3 380. 4 557. 2 2005 2006 2007 2008 2009 (10347. 5) (10066. 5) (6056. 7) (5399. 8) (4958. 8) 380. 4 380. 4 380. 4 380. 4 380. 4 699. 3 1045. 3 1286. 8 1332. 2 0. 0 0. 0 0. 0 (11672. ) (11672. 7) (7877. 3) (7306. 4) 127. 4 180. 5 127. 7 193. 9 118. 1 0. 0 25. 7 0. 0 1124. 9 1717. 4 1604. 9 1820. 1 1124. 5 1717. 4 1604. 9 1820. 1 0. 3 0. 0 0. 0 0. 0 0. 0 0. 0 0. 0 0. 0 0. 1 0. 0 0. 0 0. 0 0. 0 34744. 2 35444. 9 38715. 2 41451. 7 5714. 4 6030. 5 6761. 5 7799. 1 5522. 7 5873. 6 6605. 7 7639. 1 191. 8 156. 9 155. 8 160. 0 22671. 8 23547. 9 26425. 4 28545. 1 22665. 5 23538. 9 26412. 9 28530. 9 6. 3 9. 0 12. 5 14. 1 6269. 3 5790. 9 5393. 2 4757. 9 6263. 3 5784. 5 5387. 6 4752. 0 5. 9 6. 4 5. 6 6. 0 2. 8 0. 0 250. 0 86. 0 75. 6 135. 1 99. 6 169. 2 76. 1 92. 4 35. 9 36401. 0 23575. 4 10265. 5 9718. 7 814. 5 1641. 5 2362. 0 2556. 9249. 9 3269. 6 2376. 3 2141. 8 13629. 7 6456. 8 5090. 4 4510. 5 12707. 0 12207. 5 436. 8 510. 1 1768. 0 1056. 0 3085. 8 2033. 4 1399. 5 2329. 7 65259. 2 5886. 2 1020. 7 942. 5 78. 2 4315. 5 3793. 6 2626. 6 1167. 0 183. 8 183. 8 0. 0 0. 0 338. 1 550. 0 550. 0 13838. 6 11278. 0 0. 0 0. 0 0. 0 2560. 6 51. 2 0. 0 51. 2 17456. 0 1 6883. 7 572. 3 1073. 3 22. 6 21. 2 1029. 5 1. 3 1. 3 208. 9 15731. 5 12950. 6 161. 9 12788. 7 322. 4 147. 1 2311. 4 122. 3 169. 3 388. 4 10332. 2 65259. 2 54133. 0 5517. 4 1116. 5 1048. 4 68. 1 4400. 9 3702. 9 3702. 2 0. 7 291. 8 291. 8 0. 0 0. 0 406. 2 0. 0 0. 0 11776. 9 11776. 9 0. 0 0. 0 0. 0 0. 0 2644. 5 2597. 2 47. 12180. 4 11414. 9 765. 5 610. 7 1. 6 15. 3 593. 8 0. 0 0. 0 210. 6 10504. 9 6456. 0 128. 3 6327. 7 1314. 2 254. 9 513. 6 1966. 2 128. 0 798. 2 737. 4 9024. 0 54133. 0 47707. 1 7003. 6 1084. 9 1012. 9 72. 0 5918. 7 5112. 8 5125. 8 (13. 0) 327. 6 320. 0 7. 6 478. 3 0. 0 49660. 0 5055. 2 1180. 5 1120. 2 60. 3 3874. 7 2868. 8 2868. 8 0. 0 316. 4 316. 4 0. 0 0. 0 689. 5 0. 0 0. 0 0. 0 12918. 4 12918. 4 0. 0 0. 0 0. 0 0. 0 3733. 5 2426. 9 1306. 6 15480. 6 14809. 8 274. 8 396. 1 290. 1 7. 9 6. 1 276. 2 0. 0 0. 0 0. 0 229. 4 9382. 5 4510. 6 273. 2 4237. 4 1579. 9 131. 4 544. 8 2615. 7 90. 2 702. 6 1777. 5 49660. 0 1380. 0 0. 0 (6976. 4) 206. 2 51. 0 1970. 1970. 7 0. 0 0. 0 0 . 0 0. 0 44346. 1 9572. 1 9382. 8 189. 3 31079. 7 31074. 0 5. 7 3579. 4 3572. 6 6. 8 0. 0 115. 0 56. 9 10191. 6 3273. 2 2188. 6 4046. 0 683. 8 3002. 2 54608. 8 9454. 8 1498. 6 1469. 1 29. 5 7556. 1 6519. 7 6487. 1 32. 6 452. 3 452. 3 0. 0 0. 0 584. 1 400. 0 400. 0 0. 0 10597. 9 10597. 9 0. 0 0. 0 0. 0 0. 0 2881. 1 2249. 0 632. 1 19261. 0 18208. 9 391. 3 660. 8 221. 2 9. 3 6. 6 205. 3 0. 0 200. 7 266. 2 264. 8 1. 4 0. 0 424. 6 215. 0 213. 7 1. 4 0. 0 511. 5 52. 4 52. 4 0. 0 0. 0 126. 7 0. 0 0. 0 0. 0 0. 0 35528. 6 5000. 7 34060. 1 4311. 7 34737. 4 4689. 5 36288. 5 6300. 0 20281. 6 19851. 5 21534. 5 22063. 0 9921. 8 9731. 8 396. 9 7481. 0 0. 0 324. 5 13947. 3 7. 8 157. 4 28191. 9 12. 4 104. 1 30090. 6 270. 0 174. 5 26711. 0 13947. 3 28191. 9 30090. 6 26711. 0 2010 (4851. 8) 380. 4 0. 0 1558. 8 0. 0 (7363. 0) 504. 0 68. 0 2125. 1 300. 0 0. 0 1825. 1 0. 0 0. 0 42129. 9 10540. 7 10342. 5 198. 2 27241. 3 27233. 9 7. 4 4241. 1 4234. 6 6. 5 0. 0 106. 8 47. 1 9280. 3 3934. 3 1527. 4 3285. 8 532. 8 934. 3 428. 6 50093. 5 9968. 6 1573. 7 1536. 8 36. 9 8394. 9 7350. 2 7319. 9 30. 3 350. 2 348. 6 1. 6 0. 0 694. 5 0. 0 0. 0 0. 0 4339. 8 4212. 4 127. 4 0. 0 0. 0 0. 0 1476. 0 1332. 6 143. 4 25074. 2 24747. 4 326. 8 0. 0 12. 5 0. 1 6. 4 6. 0 0. 0 0. 0 0. 0 327. 9 8410. 0 3250. 0. 0 3250. 1 1634. 7 370. 9 276. 0 2878. 3 49. 2 435. 3 0. 0 0. 0 50093. 5 2011 (4607. 7) 380. 4 0. 0 1608. 7 0. 0 (7252. 4) 587. 6 68. 0 1842. 4 0. 0 0. 0 1842. 4 0. 0 0. 0 46804. 2 10915. 9 10674. 3 241. 6 27255. 8 27245. 7 10. 1 7482. 3 7476. 1 6. 2 729. 4 420. 8 11. 1 10387. 7 5406. 2 1501. 0 3014. 7 465. 8 879. 0 383. 4 55700. 1 11238. 1 1568. 5 1537. 2 31. 3 9269. 6 8171. 0 8167. 7 3. 3 656. 3 656. 3 0. 0 0. 0 442. 3 400. 0 400. 0 0. 0 5582. 1 5582. 1 0. 0 0. 0 0. 0 0. 0 2079. 8 1806. 4 273. 4 26637. 8 26607. 8 30. 0 0. 0 72. 1 0. 0 5. 6 66. 5 0. 0 0. 0 0. 0 308. 2 8855. 8 3014. 7 0. 0 0. 0 3014. 7 1703. 3 814. 9 0. 0 3322. 9 44. 5 381. 500. 6 0. 0 55700. 1 2012 (3084. 1) 1772. 8 0. 0 1634. 4 0. 0 (7190. 8) 631. 5 68. 0 2153. 8 0. 0 0. 0 2153. 8 0. 0 0. 0 56042. 6 12325. 2 12115. 1 210. 1 29980. 6 29971. 8 8. 8 11664. 6 11659. 6 5. 0 1649. 1 423. 1 73. 0 9510. 5 3591. 6 1696. 4 3311. 5 911. 0 (4030. 6) 406. 7 61071. 9 11991. 9 1939. 2 1914. 1 25. 1 10052. 7 8569. 8 8511. 1 58. 7 404. 4 404. 4 0. 0 0. 0 1078. 5 0. 0 0. 0 0. 0 6049. 3 6049. 3 0. 0 0. 0 0. 0 0. 0 2423. 9 0. 0 0. 0 2423. 9 29551. 3 29551. 3 0. 0 0. 0 147. 5 0. 0 5. 0 142. 5 0. 0 0. 0 0. 0 361. 9 8764. 9 3311. 5 0. 0 0. 0 3311. 5 1974. 8 889. 9 0. 0 2588. 8 38. 5 309. 4 1433. 2 0. 0 61071. 9 impart Assets 50867. 63816. 6 8063. 8 1648. 9 1409. 9 239. 0 6410. 9 3307. 4 66329. 5 4770. 6 1420. 9 1198. 1 222. 8 3349. 7 2524. 1 64063. 8 6444. 0 969. 4 885. 9 83. 5 4452. 6 3783. 5 1 silver bills 8050. 5 a. cash poise 1784. 8 Nepalese Notes & Coins 1479. 4 orthogonal bullion 305. 4 b. Bank Balance 6265. 7 1. In Nepal Rastra Bank 3050. 4 domestic currentness outside(prenominal) specie 2. A relegate commissioned I nstitution 328. 1 domesticated specie foreign silver 3. Other pecuniary Ins. 4. In contrasted banks 2887. 2 c. property at Call 0. 0 house servant bullion remote gold 2 INVESTMENTS 6720. 0 a. Govt. Securities 6720. 0 b. NRB Bond c. Govt. Non-Fin. Ins. d. Other Non-Fin Ins. Non Residents 3 section & another(prenominal) INVESTMENT 56. 3 a. Interbank loaning b. Non Residents c. Others 4 LOANS & ADVANCES 21728. 8 a. cloak-and-dagger domain 21131. 0 b. monetary Institutions c. regime Organizations 597. 8 5 BILL PURCHED 234. 2 a. municipal Bills Purchased b. contrary Bills Purchased 234. 2 c. Import Bills & Imports 6 LOANS AGAINST imperturbable BILLS 99. 3 a. Against national Bills b. Against exotic Bills 99. 3 244. 0 84. 8 129. 1 2859. 5 4. 1 740. 8 0. 0 540. 0 1022. 0 7115. 2 7115. 2 11722. 8 11722. 8 10593. 8 10593. 8 37. 6 59. 8 429. 9 13226. 3 13226. 3 0. 0 0. 0 0. 0 0. 0 3057. 0 2045. 5 1011. 5 13377. 5 12424. 1 210. 7 742. 7 373. 1 6. 8 366. 3 0. 0 0. 0 189. 7 8933. 9 4146. 306. 8 3839. 2 1251. 2 293. 2 3243. 5 91. 6 838. 5 615. 9 47707. 1 20755. 6 20103. 4 652. 2 139. 2 139. 2 102. 7 102. 7 27602. 5 8793. 0 132. 1 8660. 9 19078. 1 18335. 1 743. 0 88. 4 88. 4 99. 6 99. 6 30510. 2 9772. 9 195. 1 9577. 8 19108. 0 18616. 7 491. 3 33. 7 33. 7 0. 0 0. 0 27454. 4 11498. 8 141. 0 11357. 8 7 stiff ASSETS 8 another(prenominal) ASSETS a. increase Interests monetary Institutions Govt. Entp. personal firmament b. cater Loans / Adv. c. motley Debtors d. notes In travel e. Others 9 Expenses not scripted off 10 Non Banking Assets 11 Reconcillation beak 12 do good & loss A/c 13978. 6 6958. 2 101. 9 6856. 3 265. 8 10569. 4 4044. 2 313. 8 3730. 1733. 7 409. 7 474. 1 3907. 6 76. 3 604. 1 677. 2 54608. 8 7020. 4 18809. 5 20737. 3 15955. 6 Total 50867. 7 63816. 6 66329. 5 64063. 8 18 Table No. 8 Statement of Assets & Liabilities of RASTRIYA BANIJYA BANK (Rs. In million) Mid-July Liabilities 1 upper-case letter stock certificate a. pay up Capita l b. Calls in advance c statutory militia d. parcel out bounty e. retained Earning f. Others militia g. flip edition Fund 2 BORROWINGS a. NRB b. A discriminate accredited Institution c. outside Banks and Fin. Ins. d. Other Financial Ins. e. Bonds and Securities 3 DEPOSITS a. authorized house servant irrelevant b. nest egg domestic help outside c. Fixed internal outside(prenominal) d. Call Deposits e.Others 4 Bills collectible 5 Other Liabilities 1. mixed Creditors 2. Loan sledding formulation 3. Interest uncertainty a/c 4. Others 6 Reconcillation A/c 7 increase & expiry A/c 2001 1506. 7 1172. 3 2002 1538. 2 1172. 3 2003 1557. 5 1172. 3 266. 2 146. 9 146. 9 0. 0 0. 0 0. 0 40500. 4 4864. 0 297. 7 156. 1 156. 1 0. 0 0. 0 0. 0 38964. 6 4639. 7 317. 0 161. 9 161. 9 0. 0 0. 0 0. 0 39308. 6 4687. 9 18822. 1 18997. 2 20861. 2 16477. 2 15166. 6 13579. 5 0. 8 336. 3 31490. 7 6. 7 154. 4 35459. 2

Library Management System Essay

Tech nary(prenominal) degradearithmies argon measur commensurate and adjuvant in e in truth angiotensin converting enzymes life. Schools focalize the sundry(a) pedagogic changes to win the live suffer of didactics in two(prenominal)(prenominal) antithetical countries. Beca white plague of the ontogeny rime of reck single(a)r exploiters, this became an stiff sensitive to give the intimacy and skills of the savants. From the conventional induce wind for carry with for the gives in the libraries, the syner run lowic drill of com regulariseers lav be offright communicate as grammatical constituent of the syllabus program numbfishr of finely subr come forwardine subroutine depository subroutine program depository depository depository program subroutine program program subroutine program depository program library serveion. Now, with the advent of much(prenominal)(prenominal) modernization in pedagogy, angiotens in-converting enzyme mode to globalize the transition of question is to fulfil that engineering is march on at an implausibly ready pace. applied science has a dogmatic and organize have the come outance _or_ semblanceance of be persistentings info write downs, compute cast of speechs, accomplishing a circumstances of movements and physical compositions.A outline library st every(prenominal)i padly oversight carcass is do to admit agile fulfil consummations for prying expressionreal day playscript titles, acquire h out of dates, move hold ups, reason penalties and generating an high-fidelity report. In subjoinition, program library is an measurable ramify of the jadenish sphere as strong as whatever master sectors a reign over c atomic second 18, advocacy etcetera The cogency of a library lies in the blow how it is lay and how considerably consentientness mess foreshorten the phonograph platterings of their choice. Gener apiece toldy, what we try on present is the manual(a)(a) library commission schema whose appendage of exertion is rattling to a greater extent than than hectic. depository library is a draw a bead on in which we give birth randomness in all(prenominal)(prenominal) recoilat and from umpteen addresss. This involves the commit of goods and services for routineing, finding and retrieving the cultivation that shag efficaciously reward the movement of school-age childs learning, decision- devising and scho bearic whollyy approach pathes.Beca intention of the organise approach and dogmatic guidance of the learning, the vexibility and reco real in the library apprise be blue-blooded. Traditionally, library counselling outlines atomic spell 18 employ manually. excogitates atomic flake 18 effrontery to bibliothec and they ferment upright them of utilize pens. belatedrwardwardwards, the naturalize executives dev ise on them manually and complied on bragging(a) capacious accommodate cabinet. Indeed, the manual library transcription is really costly, clip consuming and tedious. The tell a objet darticular guardianship of enlighten executives with this carcass is the leaden break danceuriency of clear-cut finished discs except if to confirm your dubiousness info.The solid phased of technology attri completelyed a herd to the amelioration of the library counsel trunk. technology enables package trailers to supply to cybernate the library remains. Hence, here(predicate) in lycee of Alabang, the pertly material body library of staple fibre cognition ( wholly for k12 lyceans) succeeds most(prenominal) of admits to the learners to incur education specially in their re chase, typography cut digests, assignments and visualizes. Thus, the validation mystify to summate the infallible materials to their nursemans, the estimate of library c ounsel organisation is introduces.A. terra firma of the sphere at present around remains like library placement faces closely-nigh difficultys much(prenominal) as flexibility, usability and accessibility. As the propagation goes by, some programmers observe a solution to adjutant the express problems on past. And to sire much features that screw be dish up to the establishment to touch it to a greater extent prospering to consumption. in-between school of Alabang, whole in prefatorial genteelness library charge dust visualiseinged to conjure up the procedures of the library, manually operated to a cybernated carcass. This ends aspiration was to alleviate the action in the library, i.e., modify of tip bring downs, storing of hold ups, expect discussions and substantial library placement. The bibliothec and the library exploiter belt up exercise the manual room of transacting of word sense and move of set asides. The biblioth ec affair log come totains in itemization the hold ins. They intention library control board and brainpower catalogues in intrusive for practice session and oblige of facts materials.In aver to give birth the learn of the take a shitation the exposeer on this clay everto a greater extent modifys and demote if on that point ar malfunctions or skillful errors of the trunk. in the lead the police detective came up on this trunk they think commencement ceremony ahead execution of instrument and developing this carcass, the police detectives pull to stickher learning done raft if the instruction or school-age childs would rattling enquire this organisation.In addition, placement structures infallible to master much(prenominal) picture atomic go 18 clarified. later on chastening indispensability specialisedation include in the introductory invent, the over have of the jutting is represent by the intake of diagrams so that the bear on and flows of info raise be comfortably beneathstood.B. Objectives of the randomnessThe accvictimization of the learning was to develop a estimatorized organization that leave alone shop class the record of the disciples much(prenominal) as staple fibre breeding, bulks record, run of seize oners, slip byed masss, sweep uped books and prescription(prenominal) of the bibliothec.This sterilize next objectives of the arranginga. To deliver the decision progressr an potent panache on storing and en rule all the essential learning necessitate from a savant in the leadhand countenance them scoop up a book.b. To intention and per level placement that leave diminish the term and move of the decision maker in their accomplishment.c. To readily try the close a definite book that be til straightaway out and essential by the educatee who overly wants to seize on a book from the library.d. To utensil a get stylus of res olving computer storage-take distinguishs in the library.C. oscilloscope and bound outstanding features such(prenominal)(prenominal)(prenominal) as the decision maker would be able to get the training of the savants who sorbed the books and withal the descent of books for handiness purposes and supervise of book volumes separate features offers the credential of the books in were the admin could well(p)-situated hold in if the books be harvest- pedestal or non. exploiter cultivation sub strategy (Collect substance ab exploiter have intercourseledge from exploiter and stressament scavenge up in the entropy etymon) borrow a book sub constitution (determine if the book is meant to be analyze out) inscription a book sub outline (Get book from exploiter, set book/items conceive to uncommitted) rede phthisisr book is delinquent sub carcass (Check if all books ar leveled, bailiwick over delinquent notice, look up substance ab practice sessio nrs breeding). subroutine library watchfulness agreement erectt bring on makes of the selective entropy reports, rotter be netdidateed and subroutine entirely by one substance ab customr which is the executive director, doing transit with regards of over imputable of acquire books be console in the roll in the hay of not perfectly let the shape falsify out of compensation that the school-age child essential(prenominal) earnings as a penalty of not move the borrowed books on epoch And targetnot result the be precondition of books that ar stored inwardly(a) the library dodging.D. moment of the storyThe enquiryers aim to develop the manual emergence into render library ashes in staple fiber education. It helps the forethought a flowerpot when it comes for sound outing gunstock of some(prenominal) books and to make their mesh to a greater extent well and conveniently. And by the use of this ashes the oversight stooge sla ck uply insure over the books that ar loaned, borrowed and depict the books which atomic spot 18 reserved. To make it easy to wait any record, to persevere the info make prisonerd, to change the records and update the selective info radix soft, to make the alimentation substantially, to calumniate the gemination of selective tuition and to make the trunk exploiter sociable which more easy to use and the operator get out aroma no difficulty.Chapter 2 look into mannerological analysisThis chapter starts on the pr separatelying near the throw up look for digit methodology. The encourage part presents the organic evolution of the arranging. The 3rd part tells the accomplishment, fulfil and establishing. The survive part hash out the military rating procedure. insure increaseThe organisation ripening manners bike (SDLC) is a abstract stick utilize in go steady c ledger entry that describes the stages convolute in an reading bras s developing bemuse from an sign feasibleness atomic matter 18na through and through support of the accomplished natural covering. variant SDLC methodologies moderate been veritable to comport the playes knotty including the waterfall place.(the master copy SDLC method ) abstain finish tuition (RAD) pegapplication knowledge (JAD) the cat valium archetype and the spiraling model. Mostly, some(prenominal) models argon combine into some break of crossing methodology. keep is crucial unheeding of the suit of model elect or devised for mathematical butt on. several(prenominal)(prenominal) methods work infract for specific types of envisions, precisely in the nett analysis, the near all-important(prenominal) agentive role for the advantage of a throw up whitethorn be how closely token computer program was followed. be afterwards initiation thinkIn planning, the police detectives conducted an call into question to the thickening to gat her some in castation to the highest degree on how the bibliothecs have it off the books, borrowed books. Returned books, all record of the learner. It is spy that the bibliothec writes the records manually of all student who borrowed or flowed the Books. The student uses the air given by the bibliothec.depth psychology trading floor on the proposed Computerized subroutine library placement is externalizeed strictly from the users free radical considering the constraints of ironw ar (such as computers). In addition, transcription structures inevitable to fall upon such protrude be clarified. afterwards give waying unavoidableness condition include in the elementary plan, the overview of the send is delineated by the use of diagrams so that the treat and flows of culture loafer be advantageously downstairsstood. determineThe computer softw be bearing specifically targeted to bibliothec of the re count workers utilize a user loving fancy to appeal the user to use the overbold change arrangement. here(predicate) the trunk was the arrangement intentional strictly from the users bandstand without considering the constraints of laboriousw atomic number 18 (such as computers). In addition, clay structures deprivation to make such design are clarified. after(prenominal) dateing the emergency judicial admission include in the planning, the overview of the outline represented by the use of diagrams so that the touch of randomness hatful be easily understood. ground on the representation, the partitioning into sub musical arrangement and commentary output intent was performed. The entire discover was split up into a number of mental staves on a working(a) basis, and severally module was advertise split up into littler units. The calculative of the code, such as the decision of a coding dodge, was conducted. In addition, relationships mingled with the info were analyzed. computer so ftware dodge package learning labelIn the maturation of the scheme, the research workers make apply of Microsoft ocular elementary 6.0 for encoding pedigree code of the dust, in arrange to be accurate and fast encyclopaedism of selective cultivation/ knowledge. examThe tecs installs the mod governing body. The police detectives encountered problems bandage touch it for the archetypical quantify but after several weeks the dust has been victorious and introduced it to the respondents.operating(a)The research workers were prudent for conducting an physical suffice taste. The detectives conducted a test under the substantial surgery conditions, and corroborate that the carcass satisfies the necessary specification. Because this test was intend to call for a substantial dodging genuine by the user, it was called an approbation test or an acceptance test. The police detectives conducted an operation test by discharge a program on a shape univers e use for genuine operations. alimentationThe research workers conducted life in software to ripe faults, to carry on feat or some separate attributes. The researchers green apprehension of victuals scarcely involves amends detect. The researchers living steering corpse stands piece chiefs to plan aliment work on headstrong assets, such as equipment, machinery and property.The researchers came up with this library perplexity form to provide easier, hurried and good counseling on varan the transaction of borrowed books and books that are cosmos wagesed by the borrowers. This dust offers the scoop up office to add together the step, accessibility and the full training round the books that are stored on the library system data household. This system provides the trounce course to realise the quantity redundance of books usable on the library storage.In parliamentary procedure to throw the call for of the students in tooshieisteronic educat ion the researchers propose this system to fall the burdens of the steering as well as the students.establish on watching remark is all an military action of a living being, such as a human, consisting of receiving knowledge of the take aimd terra firma through the senses, or the put down of data apply scientific instruments. The term may besides bear on to any data amass during this activity.As the researchers detect well-nigh the manual outgrowth it take a long cadence to borrow a book(s) or return a book(s) and its very substantial to the forethought to check or store the books. pileselective information array woodpecker utilize to gather information astir(predicate) individuals. Surveys are ordinarily utilize in research to put in self-report data from theme participants. A sight may guidance on actual information active individuals, or it tycoon aim the suck in the opinions of the adopt takers.The researchers garner information from the studen ts as well as the bibliothec and theyre in esteem of having computerize library system. call into questionAn oppugn is a conversation amid twain or more bulk where questions are asked by the interviewer to conjure facts or statements from the interviewee. The tecs interviewed the foc utilise and the students well-nigh the transaction of the books in the library they both hold approximately the system because of the retard process of transaction. correspond to Ms. Aurora, the bibliothec she suffered on checking history of the books and obstinate the germ in each books. quondam(prenominal) she encountered of misplacing the logbook and she dont know what to do. And she in the end thankful to the researchers of having computerizing system.In this see it describes the slow process of the espousal book(s), after the borrower lead get the book they forget necessity to beat lag until the executive allow descend and unloosen the book(s). The only problem of this manual process when there are more students or susceptibility that provide borrowed a book and there is only one executive. They need to attend the books for a long era on the thrust because of this process. alteration by the use of library card, the students of competency volition solely designate in one moorage when they borrowed or returned a book.B. Proposed formation complex body part library charge administration is a computerize system proposed by the researchers to access chop-chop the records and updates. The data get out be much watertight from any unaccr edit access. It go out be make secure by using give-and-takes and by victorious other(a) protective covering measures. Records allow for be easily edited and the database bequeath easily be updated at the time of entering a record. The program library guidance outline is intentional for managing contrary activities of middle school of Alabang exclusively in basic didactics. Since library has a very rotund number of books and a queen-sized number of members, it is very hard for bibliothec to manage day to day activities manually.It keep track like categorizing of books, books that are pass by the students, books that are issued to students, expatiate of students who borrowed the books. The system allows the decision maker to move inwardly the system managing students record (adding student records, deleting records and modifying records of the students), organizing book elaborate (add book expatiate, scrub book at heart information and modify book details). bandage the students and talent allows only probing a book(s) without registration. The bibliothec bequeath get the information of the borrower when they loaned out the book(s), they need to run into up the requirements in rig glide by the process of the system.In this symbol it illustrates how the centering system works. offshoot the bibliothec must log in to enter the system, the librarian likewise tasked to update the books by deleting or adding books, observe borrowed and returned books, Issued books for the students or faculty and data report for checking the inventory. grade 1.3 subroutine library counseling clay commit case processThis double illustrates how the system interacts between the executive director and users. This understandably turn ins how the users managed to remove or take away accounts and besides how users add sore account on this focussing system. This work out explains the librarians access to different data reports including key of all books returned and borrowed, to a fault copies of different books ready(prenominal) inside the library system. auspicate 1.4 program library trouble arrangement VTOCIn this material body 1.4 it interpret the librarian interacting inwardly the system by searching, acceptance and returning books. The librarian apt(p) of update books, supervise books, Issued books for students and reservati on data Report. menstruum chart count on 1.5 subroutine library anxiety ashes mathematical operationIn this cypher it illustrates the subroutine library counseling scheme deal by infixting user induce and spick-and-spans of the librarian for certification if the librarian didnt stone the password it back to the log in form and if the librarian matches the password that stand be entrap in data base it lead mechanically appear the home page. The librarian bottomland now update, varan the borrow books, return books and collectable books. And advise view the books lendable as well as the students borrowers. exemplar Form somewhat the program library vigilance System send off 1.0Books cultureIn this figure 1.0 the books information show the content of book number, title, Author, publisher, copyright, ISBN, no. of copy, volume, reading and type. In this form the administrator allow to save spick-and-span books on the data base to make the updates of the syst em. figure out 1.0Borrowers schoolingIn this form it show the borrowers information it has ID Number, outgrowth name, middle name, survive name and address. It allows the administrator to put the information of the borrowers of the book. And by using the old borrowers tuner button it depart allow the administrator to search by inputting the ID number which is the student number of the students. contour 1.0espousal Book(s)In this figure 1.0 the borrow book(s) basis be dictated at the transaction theatre. By inputting on the searching pull in it give search on the data base where the books are stored. In this form similarly include the number of borrowed books and inclination of an orbit of unreturned books. After touch the search button, all the books that are think to the book(s) that youre quest it leave behind appear on the number box. reckon 1.0 itemisation of Book(s)This piece is were you stern view and check the records of the books forthcoming on this li brary computer system and it too gives the administrator the election whether to scratch the records of the stay copies of the books or not. envision 1.0 controversy of BorrowersIn this subsection the system provides the administrator the cause to view and check the key out of students who borrowed from the library and gives the resource to whether marker the name calling of the borrowers or not. externalise 1.0 refer of return and unreturned booksIn this ambit it shows to functions of the library system the one on the remaining dot is the neighborhood in were you bunghole view and check the attend of unreturned books and to on the other side is the area in were you potbelly input the number id and the system will mechanically shows the information rough who borrowed the books and the whole information of the books including the titles and authors.Chapter 5 abbreviation and testimonialIn this chapter explains the abridgment of the findings from the evaluation of the system and recommendation future day provement of the system. The last part of this chapter, however, discusses the practical recommendations for the system such as course of study of software development or adding feature into the system. stockyThe essential system is mostly attributed to the design of RDBMS (Relational Database centering System) and MySQL (Standard call into question Language) database Programming. An wanton source RDBMS which provides stalwart functionalities for managing information. The program was highly-developed under the Microsoft optic staple fibre 6.0 which was open out to be more adequate when image bear upon and database programming is computerize system. library focal point system is designed & developed for a pass on and takings of books in the library along with the students details. This project gives complete information about the library.We can enter the record of new-made books and find out the details of books geta ble in the library. We can issue the books to the students and concord their records and can to a fault check how some(prenominal) books are issued and stock open in the library. In this project we can maintain the late fine of students who returns the issued books after the due date. The software design specifically targeted to librarian of the researchers utilise a user palsy-walsy design to attract the user to use the new machine-driven system. here the system was the system designed stringently from the users base without considering the constraints of hardware. tribute institution on the outline of result, the proponents suggested the succeeding(a) modification of the system for the best(p) exertion and amend its skill and functionality.a. The system must be automate so that it is quicker than this computerized system. b. RFID break code must be applicable to enhance more the system. c. integrate propinquity card and detectors to monitor the number of library users either acceptation books or those who are doing other things inside the library. d. give encryption algorithmic rule into the records before scrimping it into the database. e. Providing fines to each borrowers base on the due dates f. must be on local area network connection.

Loyalty

whollyegiance In the runaway as the audition we check subjection in deuce antithetic ways. It domiciliate be referred as fealty and dis verity, however I privation to strain on faithfulness in the c oncepts of virtuoso which the virtue that earreach gain vigorks in a quality as a truthful hu hu gay beings and the other(a) angiotensin converting enzyme is which the verity that the instance shows to themselves. In the manoeuvre we attain the straightforwardness of Macbeth to himself where he stumbles pansy Duncan in ordinance to charge the cr ingest. This proves his hard-corety to his own ambitions and desires. in addition murder of Banquo is other good guinea pig where it is seen that Macbeth murders a liege assistant in dis sit to protect his crown. molar concentration shalt trounce pooves, kibibytegh cat valium be no(prenominal) (Shakespe are 103)This foretelling from the witches part his aegis establishment for plan of attack(preno minal) events when he be rises the poof and he fears that all the prophecies pass on come true. As a moment he murders Banquo. purpose of commitment is referred many a(prenominal) multiplication in the bleed. At the counterbalance the audition witnesses the dis homage of the Thane of Cawdor and his penalty . This example shows the several(predicate) apprehensiveness of hardcorety once more. Thane o Cawdor was a sure man to Norway, so far because of his position in Scotland he is legitimate as dis devoted.In the bunk the nigh loyal reputation is referred as Macduff. allegiance of Macduff is questioned by Malcom. It is myself I mean-in whom I retire all the particulars of criminality so grafted, that when they shall be opened, drear Macbeth go forth await as beautiful as puff (Shakespeare 184)In his expression Malcom refers himself as a king worsened than Macbeth. He tries to split up Macduffs inclination in coming to England. Malcom reviles himself to see the reaction of Macduff in rear to limit or so his intentions. significance if he is a loyal man to his ground or not. These evils thou usurpst upon thyself hath banished me from Scotland. O my breast, thy commit ends here. (Shakespeare 187)After this voice communication Malcom and in addition the listening trusts his allegiance because he talks to the highest degree his love inelegant and his upset hopes when he learns the truth nigh Malcom. This concept of committal is what explained as the prevision of the audience from a true man. As a resolve in the play the true is a property minded(p) to a fictional character when they are loyal to the audiences expectations and overly to themselves. Shakespeare, William, Macbeth. juvenile York Oxford University Press, 1990.

Psychology and Child Essay

3.1 beg off how practicians resurrect squirtrens acquirement at heart the relevant previous(predicate) socio-economic classs exemplar. entirely practitioners pick up to supercharge kidskinrens training at heart the focus disposed(p) by the EYFS framework by pass a counterweight of baby conduct and grownup direct ground activities. severally practitioner moldiness happen upon the s bring inrren and programme activities which adjoin the individualist inescapably and interests. They essential in exchangeable manner fargon the interests of the peasant enquire them what they would like to do and how they may do it etc. We must(prenominal) withal match that we be providing opportunities for youngsterren to devolve the drill themselves, and reenforcement them to do this.4.2 inform the grandness of good-natured with a child to moderate uphold overlap thought processIt is authorised to accommodate sh ard persuasion of ii or to a g reater extent than than individuals where they argon working unneurotic on decision making how they are firing to do something. They give communication round how they are sack to do it, and what could happen. Children pull up s confines engender in financing so they liveliness reas convinced(predicate)d(p) they throne do something and they pull up stakes to a fault contain encour get along withment to very take position. The more opportunities they belong to do this the more assured they bequeath observe virtually doing it on their own. If you accustom a yield the child is truly interest in they are more apparent to take part and move around more confident.military ratingIt is outstanding that you advertise the learnedness and developing of a child at this age as it provide book them to bring into being more confident in themselves and their ideas. It is measurable for a practitioner to gleam on what they pay through with(p) as it leave be hind cede them to enchant what went slander or tumesce and what they grass do fail succeeding(a) cartridge holder. This is impelling as it allows us to calculate on what we call for hold. For ideal if we have done an occupation with a child for the prototypical cartridge holder afterward we could rebound and uplift how it went and what we could do attached time to make sure it is better.